Can I still deduct money if I cancel the SMS notification of industrial and commercial bank cards?

There should be no charge after SMS cancels the reminder. Generally, when you go to the bank, they will recommend the account SMS function to users, which costs about three yuan a month. But there is no need to open it now. You can check it at any time in online banking. If the SMS reminder service is cancelled, the fee will not be deducted, but the annual fee of the bank card will still be deducted. If you have no money, it will deduct the annual fee when you deposit it in the card. It should be noted that if the card is not used for more than three years, the general bank will automatically close the account.

If there is no money in the bank card, the SMS fee will not be deducted. Will remind you that the balance is insufficient and the SMS fee deduction failed. Generally, if there is not enough SMS fee in the card for more than 3 months, the bank will automatically stop SMS service. If you deposit money, the bank will deduct the corresponding SMS fee. If a bank card has not been used for a long time, there is still a balance in the card. Generally speaking, the management fee will continue to be deducted from the bank card until all the money in the card is deducted. In another case, if there is no business for a period of time, it will be suspended and enter a fixed account (or sleep account). At this time, the customer can reactivate the card through activation. If there is no business for several years, the account will be cancelled by the bank.

About ICBC

China Industrial and Commercial Bank was established in June 1984+ 10/0/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

Industrial and commercial bank cards issued more than 238 million cards and consumed nearly 800 billion yuan, of which credit cards issued more than 39 million cards and consumed more than 250 billion yuan, further expanding the market leading edge; The income of investment banks increased by 78.2%, and 52 bonds were underwritten in the whole year, with an underwriting amount of 654.38+0646 billion yuan, making it the largest bond underwriting bank in China for the second consecutive year; The income of custody business increased by 465,438+0%, and the scale of custody assets ranked first in China for 65,438+065,438+0 years, maintaining a leading position in the custody fields such as funds, annuities and insurance; The domestic market share of enterprise annuity business is close to 50%, and it is the largest enterprise annuity service institution in China. The wealth management business continued to grow strongly. In the whole year, 265,438+06 wealth management products were launched, of which the sales of self-developed wealth management products were about 265,438+09.76 billion yuan, up 765,438+05% year-on-year.