Is it true that Changan Finance sent a text message saying that it entered the collection procedure?

This is not true. According to official website of Changan Finance, Changan Finance is a consumer finance platform. No one or organization has this right except the state organs authorized by law, and neither does consumer finance. The consumer finance platform may be marketing to users, inviting them to apply for loans, or just informing them to repay loans. Changan Finance sent a short message saying that it was not true to enter the collection procedure.