What is the reason for receiving a collection text message despite not using Weixin Financial? What should I do?

If you have never handled online loan business, you can ignore this information.

At the same time, I will go to the People’s Bank of China with my identity document to check my personal credit report to see if there is a record of the loan in the credit report. If so, I can file an objection application and ask the data generating institution to delete the loan record. . The data generating organization will contact the information subject and respond to the objection verification results.

Methods to prevent information leakage:

1. Do not fill in real personal information carefully when registering on some small websites or unknown websites. Due to weak security measures, some small websites are easily attacked by hackers, which leads to the leakage of information of registered users of the website. At the same time, these small websites have imperfect staff management systems, which may cause staff to leak user information to criminals.

2. Regularly check for Trojan viruses on mobile phones and computers. Mobile phones and computers may be infected with Trojan viruses during use. These Trojans will send the information in the mobile phone or computer to the location specified by the author. Therefore, we need to regularly use security tools to check and kill viruses on mobile phones and computers in parallel. At the same time, we must develop good Internet habits: do not install software from unknown sources, do not open dangerous links, and do not browse illegal websites.

3. Be careful when uploading photos of your ID card. When uploading your ID card, add text indicating the purpose of the photo. When retrieving passwords, authenticating payment tools, or applying for credit cards online, we need to upload photos of our ID cards. We must be careful. When uploading photos, we must add a text watermark indicating the purpose of the photo. At the same time, the watermark must match the text on the ID card.