When buying a house in Chuzhou, can Hefei’s provident fund be used?

Yes, this situation is an off-site provident fund loan.

The Ministry of Housing and Urban-Rural Development clearly stipulates that provident fund off-site loans should be handled according to the following process:

The Loan City Provident Fund Center accepts employees’ off-site loan business consultation and informs the loan of the required review materials at one time;< /p>

The employee himself or his client submits an application to the City Provident Fund Payment and Deposit Center. The City Provident Fund Payment and Deposit Center will verify the employee's deposit and loan status based on the employee's application, and provide personal housing loans or first-time housing provident fund for unused housing provident funds. Deposit-paying employees whose personal housing loans have been settled shall issue the "Certificate of Use of Housing Provident Fund for Employees with Off-site Loans";

After the Loan City Provident Fund Center accepts the employee's off-site loan application, it shall verify the "Proof of Use of Housing Provident Fund for Employees with Off-site Loans". The authenticity and completeness of the information in the Proof of Payment, Deposit and Use of Housing Provident Fund for Employees Loans from Other Places. If the verification is correct, the loan review and approval procedures should be completed within the specified time limit, and the results should be fed back to the city provident fund center. The urban provident fund depositing center identifies the employees' off-site loans and establishes a detailed ledger of employees' off-site loans;

During the repayment period of the off-site loan for the depositing employees, if the personal account of the housing provident fund is transferred, the original deposit account will be transferred. The Urban Provident Fund Center should promptly notify the Urban Provident Fund Center of the loan and the transfer to the Urban Provident Fund Center. The transferring city provident fund center should promptly re-identify and record the off-site loan situation after receiving the employee housing provident fund account;

When the off-site loan becomes overdue, the depositing city provident fund center should cooperate with the lending city provident fund center to carry out the loan For collection and other work, according to the loan contract, the balance of the employee provident fund account of the loan can be deducted to repay the loan.

Materials required to apply for a provident fund loan:

Commercial housing sales contract (1 original copy);

Applicant and spouse’s household register (homepage, household homepage, Personal page) and marriage certificate (the original of marriage certificate, divorce certificate or divorce judgment will be accepted for verification and 1 copy will be accepted);

For unmarried persons, unmarried certificate (original will be verified and 1 copy will be accepted);

< p>If you are single, you need to provide a marriage certificate from your employer (1 original copy);

Agricultural Bank of China personal settlement account passbook (2 copies will be accepted upon verification of the original);

Down payment receipt (2 original copies will be verified) Receive 1 copy);

Applicant’s valid ID card (receive 2 copies for verification of the original, front and back must be printed);

Spouse’s ID card (receive a copy for verification of the original) 1, need to be printed on both sides).