What are the conditions for agricultural bank tax e-loan

The enterprise has been in business for two years or more. The tax credit rating of the enterprise in the latest year is above B .. The enterprise tax payment period is greater than 13 months. The total tax paid by the enterprise in the last 12 months is more than10,000 yuan. The shareholders of the enterprise are natural persons, and the legal representative is a natural person from non-Hong Kong, Macao and Taiwan, with a shareholding ratio of not less than 20%. The sales revenue of the enterprise in recent 12 months is not less than 200,000, with no obvious year-on-year decline and no obvious loss. Other conditions stipulated by the Agricultural Bank.

Tax e-loan is a loan service launched by our bank for small and micro enterprise customers and individual customers. As long as you apply online and submit relevant tax information to the bank for review, you can get the loan amount. After obtaining the loan amount, you can directly apply for withdrawal. Tax e-loan is a pure credit loan, which does not need guarantee and mortgage, and supports cash borrowing and cash repayment.

Users can apply for a loan directly through the bank mobile APP or WeChat official account, as well as the online platform of third-party tax information service providers. If they want to apply, they need to meet the most basic five conditions. These conditions are: the borrower is over 18 years old and cannot exceed 65 years old, and belongs to Chinese mainland residents, enterprises and business owners; Individuals and enterprises have good credit and non-performing loan records in the past;

Agricultural Bank of China opened corporate online banking and personal banking for business owners; The enterprise has been in normal production and operation for more than two years, and the total tax payment in the recent 12 months is above 10000 yuan (inclusive); The enterprise has no serious dishonesty recognized by the tax authorities, and its one-time tax credit rating is above Grade B (inclusive).

The above five conditions are the basic application conditions for applying for ABC's tax payment e-loan. But meeting the above five conditions may not necessarily lead to borrowing money. Whether the credit line can be obtained depends on the comprehensive credit score results.

If you usually do more business in agriculture and have more financial assets, the chances of passing the examination and approval will be higher under normal circumstances.

If the borrower usually uses ABC's credit card, the probability of passing the examination and approval will be greater. Agricultural Bank of China was established in 195 1. Headquartered at 69 Jianguomen Inner Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.

Through 24,064 branches, 30,089 ATMs and 65,438+065,438+0765,438+0 overseas correspondent banks all over the world, China Agricultural Bank provides convenient, efficient and high-quality financial services to more than 350 million customers worldwide with the most extensive network system and leading information technology advantages.