A third party called to collect and asked him which collection company he was from. Why didn't he tell him?

Because such collection companies are generally invisible.

The reason is very simple. The debt collection industry itself is not particularly bright. Many collection companies do not have specific industrial and commercial qualifications, and they even just take orders from other people's orders. In this case, if you ask them what the name of the company is, they will naturally not tell you. But I think your focus should not be on what the collection company is, but on how you are going to repay it.

1. Many collection companies today are generally outsourcing companies.

Generally speaking, if your credit card or loan is overdue, banks and lending institutions will contact you as soon as possible and remind you that the payment is overdue. If a user maliciously overdues the order, the bank will directly assign the order to a third-party outsourcing company. The bank does this to avoid some legal liability issues. After all, the collection work is likely to involve some sidelines. The collection agency will contact you at this time and use various means to recover the debt.

2. Many collection companies are not formal.

As I said above, for most collection companies, because the collection work is inherently shady, the information in this industry has not been particularly transparent. For those bad collection companies, it is difficult for them to receive orders from banks or loan companies, but they can receive orders from their peers through their peers. If you encounter such a collection agency, they will not tell you specific company information.

3. You need to actively repay the debt.

Your focus is a bit strange. When you are overdue, your focus is not on how to repay the loan, or what consequences the overdue payment will bring to you, but on who the collection company is. . I think the most important problem you need to solve right now is the debt issue, and there is no need to compete with the collection agency. If you encounter bad debt collection during the collection process, you can directly record the phone call and submit the recording to the relevant department for reporting, which can further protect your legitimate rights and interests.