What if Kunshan Rural Commercial Bank is overdue 13 days?

If Kunshan Rural Commercial Bank is overdue for 13 days, it can be handled according to the following steps:

Paragraph 1: Prompt action is needed when it is overdue 13 days.

Detailed description:

1. Contact the borrower: communicate with the borrower to find out the reasons for overdue and try to solve the problem. You can get in touch with the borrower by phone, text message or email.

2. Collection measures: According to Chinese laws and internal regulations of banks, some collection measures can be taken, such as issuing overdue notice, telephone collection and door-to-door collection. , urge the borrower to repay.

3. Negotiate repayment plan: negotiate with the borrower to make a reasonable repayment plan, and arrange installment payment or deferred repayment according to the borrower's economic situation and repayment ability.

Summary:

Kunshan Rural Commercial Bank should take the initiative to contact the borrower and take corresponding collection measures for overdue 13 days. By negotiating the repayment plan, a mutually acceptable solution can be reached.

Extended data:

Overdue repayment refers to the borrower's failure to fulfill the repayment obligation at the agreed time. Banks will take a series of collection measures to recover overdue funds and protect the rights and interests of banks. According to China's laws, banks need to collect money according to procedures and ensure that borrowers are required to repay money reasonably and legally. At the same time, the bank will also consider the actual situation of the borrower and negotiate with it to formulate a reasonable repayment plan.

Please note that the above information is for reference only, and overdue cases shall be handled according to the regulations of Kunshan Rural Commercial Bank and relevant laws and regulations.