What will happen to Didi loans overdue?

It depends on your overdue time. If the overdue time is short, it will be fine. Even if the credit is reflected, there are still some problems. Nothing serious. However, if it is overdue for a long time, it will be more troublesome to receive a court summons for Didi Loan, mainly because the credit is ugly. I suggest that you don't overdue repayment. Repayment within the treaty time is the best way. In terms of repayment, the control of Didi loan is very strict. If the overdue time is too long, it is a necessary procedure for the court to summon and hand over to the public security organ, not a case. Don't take the risk.

Personal credit information includes:

1, personal basic information

Personal basic information includes name, gender, age, work unit, contact address and other information used to identify individuals.

2. Bank credit

Bank credit will list each credit card and loan business in detail, showing the past debt history of the party being credited. Credit institutions and credit banks often analyze consumers' behaviors and consumption preferences from this information, and judge their future repayment ability from their past repayment willingness.

3. Non-bank credit

Non-bank credit mainly records the payment of consumers in communication, water, electricity, coal and other aspects, such as whether mobile phones are used normally and whether public utilities are in arrears.

4. Objection record

When the respondent thinks that the content reflected in the report is controversial, it can be reflected in this part by adding a statement. Individuals have the right to raise objections, which reflects the protection of their legitimate rights and interests and is also an important way for credit reporting agencies to correct and update information.

5, query records

Query record refers to the summary of all the queried records of an individual in the last 6 months. If there are too many inquiry records, and there is no record of issuing cards or lending during this period, the bank will feel that the qualifications of the parties being investigated are not good, which will affect the handling of loan applications and credit cards in the future.