What does the payment assistant mean?

Alipay Payment Assistant refers to the method that the customer who receives the notification of payment request can directly get the payment from the notification message, directly reply to the payment verification code given in the notification message or click the payment link information in the notification message to complete the payment or query the balance. When the payment assistant service receives the payment request notice, it provides customers with a second payment channel besides logging on Alipay website, that is, paying immediately according to the guidance of SMS content or checking the balance through mobile phone.

Payment assistant mainly has the following functions:

1. Receive payment immediately: customers who receive payment notice from others can pay by SMS or wap link;

2. Payment by proxy: Customers who receive payment by proxy can pay by SMS or wap link.

WeChat payment assistant refers to the use of WeChat payment. First of all, the user's bank card is bound to WeChat, and the bound bank card is used to pay directly when purchasing things. Assistant is to enable fast payment, and display silent bank card payment directly when paying.

There are two situations in which WeChat Payment Assistant sends SMS:

1, the user is using WeChat change to pay, and the payment amount exceeds 2000, which will trigger WeChat SMS prompt;

2. If you are using WeChat payment and the WeChat background judges that the payment environment is unsafe, you will send a short message verification code.

Mobile Internet Payment Assistant can help users understand the cutting-edge payment methods and implementation methods, make convenient and fast payments online and offline, protect their legitimate interests, and let users truly feel that the fast payment process is completed through mobile phones.