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How much is the bank SMS notification?
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Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). On August 15, 2020, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 3rd, Kloc-0, China UnionPay released its first digital bank card "UnionPay Unbounded Card".
2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. Obviously, the user's bank card has been stolen to prove that he has no responsibility and can claim compensation from the bank.
201February 2, 200514 annual payment system report released by China people's bank shows that by the end of 20 14, 4.936 billion bank cards had been issued nationwide, an increase of17.5438+03 over the end of last year. Among them, 448,654.38 billion debit cards and 455 million credit cards were issued.
On March 8, 20 19, the central bank released an overview of the 20 18 payment system. By the end of 20 18, the number of bank cards in use in China was 7.597 billion.
Among them, the number of credit cards and debit cards used was 686 million. The average person in China has 5.46 bank cards, and every two people have a credit card and a debit card. In addition, the scale of bank card credit increased moderately, and the proportion of outstanding credit overdue for half a year decreased. By the end of 20 18, the total credit line of bank cards in China was 15.4 trillion yuan, with an average credit line of 22,400 yuan.
The total outstanding credit of credit cards overdue for half a year was 78.86 1 100 million yuan, accounting for 65.438+0. 16% of the credit balance of credit cards, which was 0. 18 percentage points lower than the end of last quarter.
20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). According to the report, in 20 18, the online transfer transaction of UnionPay further increased its share in the global bank card clearing market and continued to rank first in the world. At the same time, the scale of bank card issuance and acceptance has been further expanded. The global card issuance volume of UnionPay cards exceeded 7.59 billion, and the global acceptance network of UnionPay cards has been extended to 174 countries and regions, covering more than 53.7 million merchants and 2.86 million ATMs, and the value-added services with cards have been continuously enriched.
On March 7, 2020, the general situation of the 20 19 payment system released by the central bank showed that the national payment system operated smoothly in 20 19, the scale of social capital transactions continued to expand, and the payment business volume maintained steady growth.
By the end of 20 19, the number of bank cards in use in China was 84190,000, with a year-on-year increase of 10.82%. China holds 6.03 bank cards per capita, with a year-on-year increase of 10.40%. Among them, 0.53 credit cards and debit cards were held per capita, up 8.36% year-on-year. In 20 19, there were 3219.89 million bank card transactions, with an amount of 8.8639 trillion yuan, up by 53.07% and 2.82% respectively. From 2065438 to 2009, banks handled 223.388 billion electronic payment transactions, amounting to 2607.04 trillion yuan.
In 20 19, there were 7 19998 billion online payment transactions by non-bank payment institutions, amounting to 249.88 trillion yuan, up by 35.69% and 20. 10% respectively.
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