How long will Alipay be sued after it is overdue and how much will it cost?

Alipay is overdue for more than three months, no matter how much it owes, it may be sued.

Alipay is overdue for more than three months, regardless of the amount. Generally, after completing the collection process, there will be the possibility of being sued. If there is no payment on that day, the first customer service will remind the borrower by SMS, telephone, etc. Overdue for 30 days affects personal credit, and will be prosecuted for more than 3 months.

After Alipay is overdue, it will generally follow the processes of SMS collection, telephone collection and lawyer's letter. Overdue users should keep in touch, negotiate with Alipay to explain the actual situation, make repayment plans and repay in batches, which will probably reduce the risk of being sued by Alipay. If you still don't repay after more than two effective collections, the platform will suspect that the customer is maliciously in arrears and has no willingness to repay, and it is likely to take the next step.

For some Alipay overdue users whose overdue amount is too low to support the litigation cost, the probability of being sued by Alipay is relatively low. However, if there are many overdue users in a certain period of time or in a certain city, Alipay will launch a class action lawsuit with a high probability, so that users with short overdue time and small arrears will be included in the prosecution list. It is necessary to take the initiative to negotiate with Alipay officials to postpone repayment as soon as possible, indicating the willingness to repay and the repayment plan. Don't lose contact and escape, otherwise there is no room for discussion after being sued.

Please click to enter the picture description (maximum 18 words).