Is it true that the consumer finance filing SMS?

It may be true, because some consumer financial institutions will sue users who are maliciously overdue, so it is also possible for users to receive the notice of filing arrears. However, many consumer financial institutions and lending platforms will put pressure on debtors by sending SMS notifications, but they have not actually prosecuted, so many people do not believe it.

However, in general, the notice of filing a case is not a short message notice, but a written form. Therefore, after receiving similar information, if users are not sure whether it is true or not, they can go to the court to inquire. Generally speaking, sending similar short messages is mainly the collection of loan platforms or third-party collection companies. After all, many people are still worried about the court filing, so the collection uses the user's psychology to put pressure on it, and it is also to urge users to repay as soon as possible.

If you borrow money on the consumer finance platform for a certain period of time, then the SMS notification you received may be true. Of course, it is not excluded that some consumer financial platforms will put pressure on you in this way. In this case, users are advised to deal with it quickly after the loan platform is overdue. The longer the time spent in loans overdue, the more penalty interest will be accumulated, and the subsequent negotiation application will be affected.

What is consumer finance?

Traditional consumer finance is a modern financial service model that provides consumer loans to consumers at all levels. Whether from the perspective of financial product innovation or expanding domestic demand, consumer finance pilot has positive significance. Generally speaking, consumer finance refers to loans issued by consumer finance companies to borrowers for consumption (excluding house purchase and car purchase).

Consumer finance refers to a modern financial service model that provides consumer loans. It faces all social strata and has no limited groups. The promotion of consumer finance is in line with the current macroeconomic situation in China. The loans provided by consumer finance belong to consumer loans, and the loan funds can only be used for consumption. In addition to consumer loans, consumer finance loans can usually be applied without guarantee and mortgage, so such loans are also credit loans, that is, borrowers can apply with good personal credit. Of course, the lack of guarantee and mortgage means that the loan interest rate of consumer finance is high.