Is it true that Baidu has money to sue me? There are several short messages before and after. Excuse me, great gods, is this true?

Hello, Youhuahua is a credit service brand launched by Xiaoman Finance (Baidu Finance), with low reliable interest rate, no need for mortgage, convenient review and fast lending. First of all, as a formal loan brand, there will be no violent collection after overdue. At the initial stage of non-repayment, the staff will remind you to repay on time through legal and compliant ways such as text messages and telephone calls. If you have money to spend beyond the time limit, you will be fined, just like a small loan. If overdue, penalty interest will be charged on a daily basis. From the date of overdue, a penalty interest of 65438+ 0.5 times of the agreed interest rate will be added to the overdue amount on a daily basis until the overdue payment is completed.

In addition, the record of overdue spending will be reported to the People's Bank of China for credit investigation, which will affect your credit investigation record. The money spent will be submitted in strict accordance with the China People's Bank's credit management standards, so the money spent on loans will be collected at the meeting, and overdue records will be left on your personal credit report if it is overdue.

Finally, overdue loans will affect your future loans. Users who are overdue for a long time can't continue to borrow money. They need to pay off all the debts before they can continue to try to borrow money. If overdue occurs frequently, your spending limit may be reduced or cancelled. It is recommended that you repay the loan on time so as not to affect your personal credit. Keeping a good loan record will help you pass the loan review smoothly and may get a higher amount.

Similar to Alibaba's borrowing and Tencent's micro-lending, Qianhua is a credit service brand under Baidu Finance, which belongs to a big brand, and its interest rate is not only low but also very reliable. Relying on the advantages of Baidu technology and scenarios, we have the money to bring convenient, fast and safe Internet credit services to users with artificial intelligence and big data risk control technology.