Is it appropriate to ask me to repay the loan after receiving the bank text message?

That was a scam message. Don't do what they say, or you will be fooled. Leave it alone if you don't do it yourself. Check the name and repayment amount of the platform that is required to repay, and carefully recall whether you have applied for a loan recently. If the platform name is not impressive, then recall the repayment amount and see if there are any similarities. If you don't remember anything, you can find the platform official website online and call the customer service hotline. But be careful not to click on the link and phone number in the short message, because the content in this link may be designed by the other party, and everything may be fake.

Let's see if the content really exists.

Look at the content of the message to see if there are typos, similar words and traditional Chinese characters, so as to prevent others from posing as the platform name and asking you to repay. Pay attention to whether you have received a phone call from a strange number recently. If there is a call from the other party next time, you can answer it. It is also possible that your friends are in loans overdue, a platform, and the short message is sent by the collection staff. Similarly, don't help your friend repay, even if you intend to help your friend repay, you can't give the money to the collector.

Second, don't worry about it after you make sure it's fraud.

As long as you are sure that you have no related consumption, or that this kind of thing has not happened, then don't worry. After all, liars are really getting higher and higher now, which makes people hard to prevent. This kind of short message can be regarded as spam to him. If something really happens, the police will definitely contact you. If you are not sure, go directly to the police and ask the police to help you check whether there are any relevant illegal records. If so, we will pay back the money in time. After all, with the help of the police, this thing can be guaranteed

Third, download the anti-fraud app to protect your property.

If the police say no, then don't worry. This thing directly blackmails him, including those phone calls. Don't answer it. Most of the time, liars come to test to see if you can be fooled. If he can be fooled, he will continue to cheat. If not, they will hang up soon. So everyone must be vigilant. Of course, you can download an anti-fraud APP, which can effectively prevent some fraud crimes.