Joke Collection Website - Blessing messages - I don't have a loan in China Post's consumer finance, but what is the reason for receiving a malicious overdraft message?

I don't have a loan in China Post's consumer finance, but what is the reason for receiving a malicious overdraft message?

Contact the official customer service of China Post directly to find out whether you have applied for their loan in any software. After all, this is a credit application, so it's better to check it. If you don't apply, it may be spam. I also received a credit card message saying it was overdue, but my credit card has always been repaid on time.