How to protect personal information in the era of big data is worth pondering.

How to protect personal information in the era of big data is worth pondering.

In the past two days, the news that "Alipay's real-name authentication is flawed" has gone viral in Weibo, which has also attracted the attention of many news media. The cause of the incident was that a netizen inexplicably added five strange sub-accounts to Alipay account without knowing it. Alipay claims that it leaked information. What the hell is going on? How terrible is the disclosure of personal information? How to protect your privacy in the era of big data?

Alipay users have five unknown accounts for no reason.

It happened last Thursday that a user named F9y4ng in Weibo accidentally discovered that there were five unknown accounts under his Alipay real-name authentication information, but none of them had been authenticated by himself. That is to say, he has bound five accounts under his Alipay account without knowing it at all, and he himself has not received any form of notification SMS, including SMS, email or on-site information after logging in.

Coincidentally, in F9y4ng's original comments on Weibo, many netizens said that they had encountered similar problems.

So what are the hazards of binding an unknown account?

Netizen F9y4ng said, first of all, whether the real-name authentication information binding sub-account of this incident has a direct impact on the funds in my account, from the current Alipay official, my review and feedback from netizens, there is no direct evidence that it will cause financial losses. Therefore, netizens don't have to be too alarmed, and the funds in your Alipay account are still safe.

Without your login and payment password, others can't operate your account funds.

Netizens are worried about whether these sub-accounts can be used for loans, but I have to pay them back.

In this regard, Alipay responded that the answer is no, and these sub-accounts cannot initiate loan services such as ant flower beds as users. Because of the opening of services such as ant flower garden, not only will there be more comprehensive user information and historical consumption data of reference users, but there will also be additional means of risk control. Please rest assured. "

So how are these "ghost" accounts bundled?

Xiao Rong found the answer in the follow-up answer of netizens:

The real-name authentication binding process in the 1. event is not a sub-account bound from my own account that has passed the real-name authentication.

2. The process mentioned in the article is that when new Alipay registered users apply for new real-name authentication, they only need to fill in your ID number and name and upload a forged photo (front and back). If the submitted identity information is consistent with your authenticated identity information, the new account will automatically bind your Alipay real-name authentication information by default.

3. When other sub-accounts are found to be bound, the account with the earliest real-name authentication cannot unbind the sub-account or turn off the binding function.

Then the problem is coming. What if you can't solve it yourself?

After learning about this matter, Xiaorong also quickly logged into his Alipay to see if there was a similar situation. The result is good, and there are no inexplicable accounts.

Here Xiao Rong teaches you how to inquire:

Log in to Alipay official website, enter My Alipay, click Account Management, select Account Settings in the menu, find Real Name Account in Basic Information, and select View to display how many accounts are in your name. At present, the mobile version of Alipay can't be viewed, only the web version can be logged in.

If you "unfortunately" find yourself "bound" to an unknown account, Alipay will give you the method: call Alipay customer service hotline 95 188, and Alipay customer service staff will help the user cancel the associated account after verifying the specific situation.

In addition, some netizens reported that the original non-self-associated account is no longer visible, because Alipay resolutely detected the abnormality of the account and cancelled the associated account.

The disclosure of personal information is terrible, not sensational.

In this incident, the disclosure of users' personal information is the main reason for the appearance of associated accounts.

It is said that there is no privacy in the era of big data, and Xiaorong can't agree more. Netizen F9y4ng also said that information leakage is "not surprising". As long as you buy a house, a car, get sick in hospital, get married and have children, spend money, become a member, and register a real-name user on a website, your information will be leaked, and these channels of leakage are almost all well known.

Think of some strangers who know your name, phone number, age, even ID number and other personal information. Do you feel cold all over? Once personal information is leaked, spam messages and harassing phone calls are all "light", and what is even more terrible is the property loss caused by fraud, bank account theft and credit card overdraft.

In July this year, internet society of china released the Investigation Report on the Protection of Internet Users' Rights and Interests in China (20 15). The report shows that in the past year, due to personal information disclosure, spam and fraudulent information, the total loss of netizens was about 80.5 billion yuan.

So how can we protect our personal information in the era of big data?

Xiao Rong doesn't know how to grow taller. Xiao Rong will share with you some experiences in his own life:

1. Handle personal information on express parcels. Express delivery is a big leak of personal information. We know that the express parcel will contain your personal information such as your name, mobile phone number and address, so hands-chopping people should not be afraid of trouble and destroy all this information before throwing away the parcel. Xiao Rong blackens these sensitive information with a black charcoal pen every time, which is also one of Xiao Rong's good habits.

2. Don't store your ID photo in your mobile phone. Once your mobile phone is lost, and it happens to have your ID photo in it, it is easy for others to change your Alipay payment password, and everyone should know the consequences.

Anyway, Xiaorong won't put the photo of his ID card in his mobile phone, not only because he is afraid that his mobile phone will be lost and Alipay stolen, but also because he is ugly.

3. Don't click on some links of unknown origin. Xiao Rong can often see such similar news. So-and-so receives a text message, or Taobao customer service asks for a refund, or receives credit card points, or any child's report card, and then throws you a link asking you to fill in your personal information or download an installation package. However, most of these links carry Trojan virus. Once the mobile phone is poisoned, it will steal your personal information and the money in the bank card will be transferred away.

4. Don't fill in the questionnaire or participate in code scanning activities at will. Everyone must have met someone who asked you to fill out a questionnaire or scan a QR code to register and then give you some small prizes in some streets, shops and other places. This behavior will also lead to the disclosure of personal information.

Xiao Rong once had a short circuit in his head. He helped a rabbit doll fill out a questionnaire in a wedding photo studio. The result is: inexplicably invited into the store, inexplicably listened to the introduction of the clerk for nearly 20 minutes. Finally, he woke up when he saw the price of taking a group of photo …

5. If you don't use your mobile phone number, you must cancel all kinds of bound accounts. Don't think that stopping is enough. The deactivated mobile phone number will be recycled by the cancellation number and released to others for use. If you use it to bind Weibo, WeChat, Alipay, bank card, etc. It will be very dangerous before you cancel it. So when you don't use your mobile phone number, you must cancel all kinds of bound accounts. In addition, it is best to rebind the new mobile phone number before changing the number.

6. Improve the security of mobile phones. As a "death star without a mobile phone", we should also improve the security of mobile phones at ordinary times, because this is an important factor to prevent information leakage. For example, an iPhone that does not jailbreak is more secure; When using the iPhone, it is best to turn on the "fingerprint unlock" function and the "find my iPhone" function, and at the same time ensure the security of the AppleID password, and use a unique and unique security password.

7. Don't be careless about some interesting tests on social networks. Curiosity kills the cat. Recently, there are many interesting tests in WeChat circle of friends, such as measuring what your past life was, measuring how lucky you are, and so on. Fill in the name, gender, birthday and other information to get the test results. But it is also an act of revealing personal information. This test is the best if you don't want to be bombarded by sales calls and spam messages, or more seriously, guess your payment password by your birthday.

8. Airtickets and plane tickets should be properly kept. You should keep the return ticket stub as a souvenir, so you don't have to be afraid to leave ~ Yes, but only if you keep it well, because these ticket stubs also have your personal information on them. Once you lose them, it's not good for the bad guys to pick them up again.

9. The verification code is a magical thing, and you can't tell others if you die. Sometimes the verification code may be the "last straw" before the money in your card is stolen. You have to enter the verification code to change the password of Alipay account, and the same is true of the popular scam of "helping you buy precious metals in the bank" some time ago. So you should protect the verification code like the password of your bank card, and don't tell strangers when you die.

10, once the mobile phone is lost together with the ID card, report the loss of the sim card as soon as possible and freeze the account quickly. Remember a formula: lost mobile phone+lost ID card = lost money! Because of these two "artifacts", your Alipay, WeChat payment, mobile banking and other accounts are easily changed by criminals. As mentioned above, the verification code is an important step to modify the password, so you should call customer service as soon as possible to report the loss of the sim card, and quickly freeze the bank card, Alipay account and WeChat account.

Finally, there are not only 10 ways to disclose and protect personal information, but also criminals who steal personal information are pervasive in real life. Therefore, everyone should be aware of the importance of personal information and be vigilant in daily life.

The above is what Bian Xiao shared about how to protect personal information in the era of big data. For more information, you can pay attention to Global Ivy and share more dry goods.