Screenshot of loan success

The loan percentage is the ratio of the total loan amount to the whole collateral value.

For example, the collateral for the loan is real estate, with a value of 654.38+0 million, and the final loan is 700,000, so the loan ratio is 70%.

Extended data:

Generally speaking, the loan percentage has the following restrictions:

(1) The commercial house that has obtained the property right certificate, or the commercial house that can immediately obtain the property right certificate and live in;

(2) Age of the house: ordinary houses not exceeding 20 years and other properties not exceeding 15 years;

(3) Loan ratio: 80% for ordinary housing and 60% for other properties;

(4) Loan term: the sum of the service life of ordinary houses and the loan term shall not exceed 30 years, and the sum of the service life of other houses and the loan term shall not exceed 20 years (and the loan term shall not exceed 10 year);

(5) The sum of the loan term and the actual age of the borrower shall not exceed 65 years old.