How long does it take to apply for a new credit card when it expires? Can I call customer service?

1. If it's a CMB credit card, you don't need to apply for card replacement on your own initiative when the card expires. Generally, two months before the expiration, our bank will send a reminder message for the replacement card. 0 months before the expiration of 65438+, the new card will be sent to your billing address, and there will be a SMS notification. Please pay attention.

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A. you can't change your card directly at the counter.

B. If the billing address changes, please modify it in time.

Two. Other matters related to card replacement:

The due bank will provide you with free card replacement service; It basically does not affect the use of cards.

The replacement of the main card and the supplementary card will be sent to the billing address of the main card holder respectively.

Replace the card when it expires. The new card has the same number as the old one. Some credit cards will change their card numbers when they are replaced due to reasons such as suspension of issuance, so the old cards can be used until they expire.

Please open a new card in time after receiving it. When the replacement card number is the same as the old card, the old card will be invalid immediately after the new card is issued, and the card needs to be cut.

The credit card is valid for 5 years. Whether to change a new card is comprehensively evaluated according to your card usage. You will receive SMS notification two months before the card expires. If you don't open a card within the validity period, you won't issue a new card and need to apply again.

Credit cards are automatically debited, and the same associated card number will not affect the deduction. If the card number changes, you need to re-associate the new card number.

The account number, quota and points are the same as the original account number.

(Response time: March 3, 2020. Please refer to the latest business changes announced by China Merchants Bank in official website. )