Joke Collection Website - Blessing messages - Why do you borrow online loans but send messages every day without money?

Why do you borrow online loans but send messages every day without money?

Yes, if you borrow money from the online lending platform but don't use it, they will still send you a message for the following reasons:

1. Automatic reminder: Online lending platforms usually have an automatic reminder system to ensure that borrowers receive relevant loan information and repayment reminders in time. Even if you don't use the loan amount, the system will send an automatic reminder message according to the schedule agreed in the contract.

2. Loan agreement requirements: According to the loan agreement, you may need to make repayment according to the schedule stipulated in the contract. Even if you don't use the loan, you still need to fulfill your repayment obligations.

3. Information marketing: Some online lending platforms may conduct information marketing by sending information to attract you to borrow again or provide other services. This may be part of their marketing strategy.

Summary: Even if the online loan quota is not used, the online loan platform will continue to send information, which may be due to automatic reminder, repayment obligation required by the contract or information marketing. If you don't want to receive this information, you can contact the online loan platform to explain the situation and find a solution.

Extended data:

According to the relevant laws and regulations in China, it is necessary for online lending platforms to ensure the transparency of loan information and the protection of borrowers' rights and interests. If you think that the information you received violates relevant laws and regulations or infringes on your legitimate rights and interests, you can complain to the relevant departments. Please note that the specific legal provisions and complaint procedures may vary from region to region. Please consult the local authorities for accurate information.