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Is it true that the online loan owes 6000 law firms news that it will be collected at home?

Hello, if this kind of online loan owes 6000 yuan, legally speaking, it needs to be collected, which means that the obligation of reminding has been fulfilled. There is a saying in the law that if you have been overdue, he will use legal channels to safeguard his own interests. They will send a reminder letter directly to the law firm, that is, fulfill the obligation of reminding in legal form.