Industrial Bank stopped issuing, but there was a quota.

The bank loan indicated a quota, but the application said it did not meet the requirements.

The first point: personal credit information. Bank loans attach great importance to the applicant's credit report, especially the loan records in the past two years. If there are overdue behaviors such as loans overdue or credit card overdue, it will easily lead to the loan being rejected and not meeting the application conditions. In this case, users may not be able to apply for a loan in a short time, and they need to keep records in the future, or they may be related to the bank.

Second, the identity information is outdated. If the borrower's identity information expires, there will be problems in the audit, which will lead to limited loans and no money. If for this reason, users only need to go to the bank to update their identity information.

Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.

Which lending platform is the most formal and reliable, and the top ten lending platforms recommend lending apps with low interest rates and high pass rates:

Xiaoman Finance: Qianhua is a personal consumer credit service product launched by Baidu. After submitting your personal data, you can get a quota, and the review can be completed in 30 seconds at the earliest.

References:

Du Xiaoman has money to spend on official website.

At present, the maximum cost is 200,000 yuan, and the annualized interest rate is as low as 7.2%. The official has not specified how much money can be borrowed. Most users who spend money are generally around 30 thousand yuan, and some users are above 70 thousand yuan.

360 IOUs: 360 IOUs can borrow up to 200,000 yuan. The minimum daily interest rate of 360 IOUs is 0.027%. However, the real interest rate depends on the comprehensive qualifications of borrowers, and many people have applied for loans on 360 IOUs.

Third: the reason of income. If the current income is not as stable as the previous income, it will easily lead to the rejection of the loan, because one of the conditions for applying for a bank loan is that the borrower needs to have a stable job. If the loan is refused for this reason, the user can provide other income flow certificates or other assets certificates, such as automobile production and real estate.

Fourth, the personal debt ratio is too high. Under normal circumstances, when applying for a bank loan, the total amount owed will be inquired in the borrower's credit report. If it exceeds 50%, it is very easy to be rejected. Before applying for a loan, users can choose to pay off part of the loan or credit card debt to reduce their total personal debt ratio, or they can ask * * * to guarantee the lender and guarantee company.