How to fight against security before being sued by online loans?

Countermeasures for pre-litigation preservation of loans;

1. Know your debt situation in time: If there are multiple online loan accounts or credit card bills, pay attention to the changes of the bills in time to ensure that there will be no problems in repayment and avoid pre-litigation preservation caused by breach of contract;

2. Reject the unknown phone call: If you receive a notice from a strange phone call, you should pay attention to confirming the identity of the other party to prevent criminals from posing as litigants and causing economic losses;

3. Seek legal aid: if you receive the notice of pre-litigation preservation, you are advised to seek the help of a lawyer immediately, understand your rights and obligations, and prepare for preservation in advance;

4. Actively communicate with the loan company: if there are debts, actively communicate with the loan company to try to reach a repayment plan and avoid pre-litigation preservation;

5. Seek help: If you are really unable to repay, you can apply to the court for help to reduce the pressure of preservation before being sued.

Precautions before being sued by online loans:

Don't trust strange phone calls or text messages, and beware of fraud;

Pay attention to your debts in time to avoid excessive debts;

If you are rescued before being sued, don't panic and take timely measures to safeguard your rights and interests.

To sum up, don't trust strange phone calls or text messages, and beware of fraud; Pay attention to your debts in time to avoid excessive debts; If you are rescued before being sued, don't panic and take timely measures to safeguard your rights and interests.

Legal basis:

Article 104 of the Civil Procedure Law of People's Republic of China (PRC)

If an interested party fails to apply for preservation immediately due to an emergency, which will cause irreparable damage to his legitimate rights and interests, he may apply to the people's court where the preserved property is located, where the respondent has his domicile or has jurisdiction to take preservation measures before bringing a lawsuit or applying for arbitration. The applicant shall provide a guarantee. If no guarantee is provided, the application will be rejected.

After accepting the application, the people's court must make a ruling within 48 hours; Those ordered to take protective measures shall be executed immediately.

If the applicant fails to bring a lawsuit or apply for arbitration according to law within 30 days after the people's court takes the preservation measures, the people's court shall lift the preservation.