CITIC Credit Card Rejected

Can I call customer service when CITIC Bank's credit card interview is rejected?

You can call customer service and ask why.

Users can call the bank's customer service hotline for consultation. When they know the situation, they can avoid being rejected for the same reason next time and improve the pass rate of face-to-face interviews.

Rejection of a credit card interview is equivalent to failure of a credit card application. At this point, the user can apply for a credit card again. Because the previous interview was rejected, users can ask why the interview was rejected. Knowing the reason, they can avoid making the same mistake in the next interview. Of course, it is best to apply for a credit card once in a while to facilitate credit card approval.

As for applying for a credit card repeatedly in a short time, it will lead to the waste of personal credit information, and it will become more difficult to apply for credit business after the credit information is used up.

No fixed source of income:

The bank will judge your repayment ability according to the source of income of the applicant. If the applicant is unable to repay the arrears, the bank will also bear certain financial risks.

If you don't have a fixed source of income, even if the information passes, the bank will ask you to provide some financial proof to prove that you have enough financial ability to repay the arrears.

Remember, in face-to-face interviews with credit cards, when staff members ask questions to applicants, the questions they answer should not be too different from the application materials, and they are more likely to be rejected if they are too different.

Citic got off the card, but it was rejected.

It is estimated that the applicant encountered the following problems in the interview:

1. The interview materials are not ready.

When signing a contract at CITIC Credit Card Counter, you need to bring your valid personal ID, credit card and card receipt confirmation letter. If you have additional financial proof, you can also take it with you, otherwise it is easy to be rejected.

2. There are loopholes in the face-to-face verification of card information.

When the credit card is activated at CITIC Credit Card Counter, the staff may verify the information you provided when handling the card, or ask some other questions, and try to deal with them calmly to ensure that the answers are consistent with the information provided.

Extended data

First of all, if you want a face-to-face interview, you'd better do this:

1. Dress neatly and appropriately. If possible, wear formal clothes, don't wear slippers or vests, which gives people a sloppy feeling.

2. When answering staff questions, don't hesitate to answer irrelevant questions, and remember the information on the application form to answer fluently;

3. The application materials provided must conform to the facts and shall not contain false information;

4. In addition to the ID card, provide as many relevant documents as possible to increase the success rate of face-to-face signing.

Second, CITIC Credit Card ranks in the top ten.

1, CITIC Platinum Credit Card

This is a magic card. Although the rights and interests have shrunk in the past two years, I am still qualified to be an entry-level platinum card. Compared with other platinum credit cards, the application threshold is lower, ordinary qualifications can be applied, and ordinary wage earners can also adopt early adopters. In terms of rights and interests, although it is a small platinum, there are still many rights and interests, such as 1 yuan airport parking, aircraft delay compensation, and online shopping double points.

2. CITIC Tencent Wangka Credit Card

CITIC Tencent Wangka Credit Card is a new card listed on 20 18, which triggered an application frenzy after the Spring Festival. For Tencent Wangka users, this credit card is the best. There are two versions of gold card and platinum card, free of annual fee, and the monthly rent of Dawang card is 12 months, and you can also enjoy other rights and interests of CITIC. If you are a game fan and a big fan of Tencent, you can consider this card. CITIC Tencent Wangka credit card, gold card and platinum card, these two major differences, tell you.

3. CITIC Owner Card

The car service rights provided by CITIC Owner Card are considerable. Unlimited road rescue, free car washing and 1 yuan airport parking are the basic configurations. The biggest advantage is that the cash back is high. The gold card, the elite edition and the distinguished edition return 8%, 10% and 15% respectively, which can save a lot of gas money for car owners.

4. CITIC Taobao Co-branded Card V Platinum Card

As an upgraded version of CITIC Taobao co-branded credit card, it is very popular with Taobao users. The main features are online transaction points, the highest accumulated points of Alipay express transaction 10 times, various repayment methods, medical service, travel guarantee and free flight delay insurance.

5. CITIC White Strip Co-branded Card

This is the first white credit card in JD.COM, and the number of applications is staggering. Although the biggest advantage of returning JD.COM's IOUs is not there, it is still worth having for users who often shop in JD.COM. Cumulative steel consumption can be deducted from cash consumption. 9 CITIC's special activities, such as sharing the exchange and enjoying 9 yuan, are also worth attending.

6. CITIC Express Platinum Card

CITIC Express Platinum Card is a high-end credit card, with a maximum score of 6 times. Consumption abroad's highest score is 6 times, which can be exchanged for the mileage of three major airlines: Air China, China Eastern Airlines and China Southern Airlines. According to 6 times the rights and interests, 4.2 yuan = 1 mileage, and the conversion ratio is very conscientious. As a platinum credit card, I have to mention the courtesy of a platinum exclusive card, which covers many aspects such as travel, medical care, sports, business travel and so on. It is very intimate.

7. CITIC Yanka

As the name implies, cards are of high value. Yanka is positioned as an Internet standard card, which is mainly aimed at the young people's market with diverse interests and hobbies. It has 7 colors and is very personalized. What is more attractive is the right to eat, drink and be merry. At 9: 00, Starbucks drinks, 9 yuan buys movie tickets, and food discounts are offered on Wednesdays and Fridays.

8. CITIC Youku Co-branded Card

Deal with this card and send it to 1 year Youku VIP member. Basic rights and interests include flight delay insurance, online trading points, 9 yuan Enjoy, 9-share exchange, Wonderful 365, etc. Generally speaking, it is more suitable for friends who often watch videos in Youku and apply for membership fees in card province.

9. CITIC Magic Card

Specially designed for female friends, special rights include: free annual fee, double online and offline shopping points, up to 6,543,800 yuan female health insurance, and flight delay insurance. The card face design is very beautiful, and the main slogan is "Be a woman envied by women".

10, CITIC Yueka Gold Card

This card focuses on 8 times integral, and the integral feedback multiple is linked to the asset size. If the assets reach 200,000, you can get up to 8 times points by swiping your card. Suitable for brainless brush, kill other 3 times integral and 5 times integral cards, which is a better credit card. However, this card has certain requirements for assets. If there are no assets deposited in CITIC, it is not recommended to handle them.

What happened to the rejection of CITIC Credit Card counter activation?

CITIC Bank was nicknamed "Iron Rooster" by card friends, mainly because CITIC was stingy when approving credit card quotas, and the quotas were generally not high, but the application rate was high. However, the application for CITIC Credit Card is always rejected, and many cardholders have encountered such a situation: CITIC Credit Card counter activation is rejected. I don't know what's going on.

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If you are a new customer of CITIC Credit Card, you can apply for the card for the first time through the Internet. After issuing the card, you need to go to the bank outlet for face-to-face signing to activate it.

If the cardholder brings the card to the counter of CITIC Bank and the activation is rejected, it means that the card application failed.

What should I do if the activation of CITIC Credit Card Counter is rejected? It is estimated that the applicant made the following mistakes in the interview:

1. The interview materials are not ready.

When signing a contract at CITIC Credit Card Counter, you need to bring your valid personal ID, credit card and card receipt confirmation letter. If you have additional financial proof, you can also take it with you, otherwise it is easy to be rejected.

2. There are loopholes in face-to-face verification of card handling information.

When the credit card is activated at CITIC Credit Card Counter, the staff may verify the information you provided when handling the card, or ask some other questions, and try to deal with them calmly to ensure that the answers are consistent with the information provided.

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If you have applied for CITIC Credit Card before, or it is the first time to apply for a card at the bank counter or through a business person, you don't have to go to the bank counter to activate the credit card. You can apply for activation directly through official website, Guan Wei, Mobile Card Space APP and customer service phone, and all of them passed smoothly.

What should I do if CITIC Credit Card (credit card) online application is rejected by face-to-face interview?

The online application of CITIC Credit Card (Debit Card) passed the preliminary examination, but the face-to-face application was rejected. Users can continue face-to-face interviews with another dealership. If the second interview is rejected, it is equivalent to the rejection of this credit card (debit card) application, and the user can only apply for a credit card (debit card) again. After passing the second interview, the user can successfully activate the credit card (debit card).

I need to sign the credit card (debit card) applied online, usually because the user applied for the credit card (credit card) of the First Zhang Zhongxin Bank, so the user doesn't have a branch of CITIC Bank around him. It is recommended to apply for the first credit card (credit card) applied online.

A few tips to teach you how to successfully apply for a credit card of China CITIC Bank.

There are many examples of credit card applications being rejected by banks, but there are also thousands of reasons for rejection. What should you do if your credit card application is rejected? In view of the rejection of CITIC Bank's credit card application, this paper summarizes some points, hoping to help you successfully apply for a card.

Reasons for the rejection of credit card application of CITIC Bank

1, working experience less than half a year.

Generally speaking, the standard for CITIC Bank to approve credit cards is that it takes more than half a year to work or live. If you fail, the bank may feel that your work and life are not stable enough.

2, the monthly income is not enough

In order to prevent the cardholder from failing to repay the loan on time, CITIC Bank attaches great importance to the materials to prove stable income, such as operating salary, and tries to keep it above 3,000 yuan. If your salary is paid in cash, you can use the bank card transaction record for more than half a year as proof.

3. Bad credit record

The tainted credit report is an untimely bomb. If it is not serious, CITIC Bank may be lenient. If there is a serious overdue record, it is normal for a credit card application to be rejected. So be sure to protect your credit history.

The Secret of CITIC Bank's Successful Card Handling

1, find out why the application was rejected.

Under normal circumstances, the reason why CITIC Bank's credit card application is rejected is the lack of comprehensive score. We can analyze our information from all angles and find out the most likely reason to optimize it.

2. The submitted materials are comprehensive and accurate.

It is normal for an application with incomplete information to be rejected. It is best to fill in all the information on the application form, and the more comprehensive the better. If there is no information, you can pack it properly.

3. Select the appropriate card type.

There are many kinds of credit cards issued by China CITIC Bank. If the card conditions are not very favorable, please choose a general card or a card introduced by the bank for the following card types. For example, public comment co-branded cards, Taobao co-branded cards and CITIC "Yan" series credit cards.

4. Pay attention to answering the phone.

CITIC Bank will not pay a telephone call back to every applicant, but if the bank calls, it must ensure that it receives it and can complete the question and answer well. Missing the call may lead to rejection.

5. Apply for the official channel of the bank.

If your application for CITIC Bank's credit card is rejected, you can analyze and handle it according to the above summary. In fact, the success of credit card application is also related to the application channel. This paper introduces the application platform of CITIC Credit Card, which can help you get rid of your card quickly and safely.

So much for the introduction of the rejection of CITIC Credit Card.