Baixin bank sends text messages to upload coupons.

1. It is recommended to upload as required.

2. It should not be ignored that banks require to upload consumer vouchers, because the purpose of uploading consumer vouchers is to verify whether users use funds correctly according to product requirements and whether loan funds are used in illegal fields, which is a common means of bank post-loan risk management.

3. Failing to provide direct negligence as required, the bank may think that the user has a great risk of use, and may require a one-time settlement of funds in advance, and will not lend money, which will also affect its credit score in the bank.

1, baixin bank This is the first direct selling bank initiated by an Internet company in-depth cooperation with traditional banks, which indicates that Baidu has a milestone in this vertical service field with the largest capacity and the greatest growth potential. The establishment of baixin bank is also of symbolic significance in the development of China's banking industry, creating a brand-new model of "internet plus Finance".

2. baixin bank is the first Internet direct selling bank in China that adopts independent legal person operation mode. CITIC Bank and Baidu Company have joined forces to provide financial products and banking services to individuals and corporate customers through Internet channels, which has opened a new financial development model of "Finance+Internet". This intelligent customer service project aims at adhering to baixin bank's business strategy and IT strategy, and choosing a reliable, flexible and safe intelligent customer service system based on big data platform.

3. baixin bank, established by Baidu and China CITIC Bank, is the first direct selling bank initiated by deep cooperation between Internet companies and traditional banks in China. The main difference with the existing banks is that it has no offline outlets, but provides financial products and banking services through the Internet, which is not limited by time and region.

4. Li Yanhong, Chairman and CEO of Baidu, said: "In the era of mobile Internet," connecting people and services "has become the strategic focus of Baidu. Baixin bank initiated the establishment, which made Baidu take a landmark step in the field of financial services and opened a new era of "Internet plus finance" in China. This is a frank cooperation between internet companies and banks that fully trust each other. I believe that our cooperation can produce a chemical reaction and jointly explore the future of internet finance. Baixin bank combines the excellent genes of Baidu and CITIC Bank, and has been a bank in internet plus since its establishment, knowing both the Internet and the banking industry. I hope baixin bank's model can provide a valuable sample and example for Internet finance in China.