Will online loan collection be located by mobile phone? Where can I find overdue collection?

The most annoying thing about violent collection is telephone bombing. Many borrowers said that the address book was exposed one day after the deadline, and even the online loan collection Commissioner threatened to come to the door to collect debts. In fact, when applying for online loans, many people don't have to fill in the address, so how do you know the location of the borrower? Can you find the borrower's location by authorizing mobile phone positioning?

1. Will the online loan collection be located by mobile phone?

There is such software in the market, which can obtain the location information of mobile phones or end users through specific positioning technology, but the requirements are relatively high, and online loans can't meet such requirements basically, and there is no need for microfinance online loans to do so. Even if it is located, will it really be collected at home? Many borrowers owe hundreds of thousands of loans as high as 10 thousand yuan, which is worth climbing mountains and wading home.

So don't believe that the satellite positioning mode sent by the collection staff is a deceptive trick. The purpose is to make you pay off your debts as soon as possible. Unless the location chip is installed in the borrower's mobile phone, it is impossible to track the specific location of the individual, which also involves personal privacy issues.

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2. What is the use of online loan authorization positioning?

First, when applying for online loans, the authorized place can simply check the province where the borrower is located, because some online loans are issued according to the degree of regional development.

In addition, the purpose of positioning of some online lending companies is not to accurately find the borrower's location, but to determine the use status of the debtor's mobile phone through positioning.

Once most borrowers are overdue, they will turn off their phones, not answer their phones, temporarily unable to connect, have an empty number or stop. Some positioning systems can know whether the mobile phone is in use. If they just don't answer the phone, they can call again and again.

To sum up, the problem of telephone harassment of online loan collectors has always been a cancer in the industry. In fact, it violated the special provisions of post-loan collection and infringed on citizens' personal information. It is malicious harassment and has violated the relevant provisions of the Regulations on Administrative Penalties for Public Security. You can collect relevant evidence to report to the police or complain to the regulatory authorities.

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