Is it effective to ask for money after the limitation of action?

Legal analysis: IOUs have passed the statute of limitations. If there is a claim during the limitation of action and there is a telephone recording to prove it, it can be considered as the interruption of the limitation of action. If the limitation of action is interrupted, it shall be recalculated. However, if the rights are not claimed during the limitation of action, the legal effect of the expiration of the limitation of action will occur, and the notice of collection after the limitation of action will not help.

Legal basis: Article 188 of the Civil Law of People's Republic of China (PRC) requests the people's court to protect civil rights, and the limitation of action is three years. Where there are other provisions in the law, those provisions shall prevail.

The limitation period of action shall be counted from the date when the creditor knows or should know that the right is damaged and the debtor knows it. Where there are other provisions in the law, those provisions shall prevail. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.