Breaking news: On New Year's Day next year, the way of receiving pensions will change! Hurry and forward it to your family!

65438 This year129, Hunan Provincial Department of Human Resources and Social Security issued an important announcement, indicating that the government will start from New Year's Day, and the pension benefits of enterprise employees, institutions and institutions in the province will be uniformly distributed through social security cards. If you have gone through the retirement formalities in the current month, you can use the social security card to pay directly. For those who have already gone through retirement procedures, they need to complete the replacement procedures at the end of the year. Among them, if the financial function of the social security card is not activated, the social security card is lost or the social security card fails, it needs to be handled at the social security service center as soon as possible. Avoid unnecessary troubles caused by the implementation of the new policy. Today, let's talk about social security, as follows:

1, what are the changes? What are the benefits?

2. What else can retirees do to get more pensions?

1. What are the changes? What are the benefits?

At present, there are three ways to receive pensions: through passbook, bank card counter and social security card automatically. However, in response to the call of relevant departments, most places are actively promoting the use of social security cards to receive pensions. Therefore, the main change of social pension now is the change of collection method, from passbook collection, bank card collection to social security card collection. So what are the benefits of unified use of social security cards? Let's talk about the benefits of changing the collection method:

1, social security cards have preferential financial policies. As long as it is a social security card with financial functions, there are financial policy concessions. Now it is probably mentioned that the social security card transfer fee is free, and the social security card balance changes with SMS reminder service, and the social security card can withdraw money from different places. Although you don't save much at a time, you can save a lot of money for the people over time.

2. Social security cards can enjoy preferential consumption. Merchants in some areas are special merchants of social security cards. As long as you use the social security card in this merchant, you can enjoy the consumption discount. This can also reduce the cost of living to a certain extent.

3. Social security card is more secure. The security of social security card is mainly reflected in the security of pension fund. In the past, social security pensions were generally collected from banks through passbooks or bank cards. But this drawback is that pensions are easy to lose, and it is difficult to get them back after losing them. However, if you use a social security card to collect it, this will generally not happen. Even if the card is lost. The funds will not be lost.

4. Social security card has urban service function. Now social security cards can generally be used as identity cards and transportation cards. In some areas, you can use the social security card directly by bus and subway, and you can also enjoy certain discounts.

5. Social security card collection can improve the collection efficiency. Social security card to receive pensions can generally be directly operated by transfer, and generally does not require data review. Therefore, at the time of collection, the cycle is relatively short, which brings practical convenience to the people.

Second, what can retirees do to get more pensions?

The amount of pension payment is determined according to the requirements of the social security center. So how can we get more pensions? The answer, of course, is to buy additional commercial endowment insurance. Let's talk about commercial endowment insurance, as follows:

1, the nature of insurance. It is based on the equality and voluntariness of the insured and the insurance company, and the insured can choose the standard and grade of the insurance amount according to their specific needs.

2. Insurance purpose. Commercial insurance is an important part of social security, which can guarantee more pensions after retirement.

3. Insurance features. Under normal circumstances, commercial pension insurance can choose its own retirement time, and you can choose to receive it together with social pension insurance, so that you can receive more pensions.

Generally speaking, it is an important way for retirees to buy commercial pension insurance if they want to receive more pensions.

Third, write it at the end.

The change in the way retirees receive pensions enables retirees to better obtain pensions and the benefits brought by pensions, which is beneficial to retirees. At the same time, we should also attach importance to commercial endowment insurance, which is a supplement to social insurance and can better protect the retirement life of retirees. It is recommended to buy it for yourself when conditions permit.