How to cancel the short message service opened by the bank

There are three main ways to cancel SMS notification by bank card:

1. Counter cancelled. The applicant holds his/her ID card and bank card to the counter of the branch of the bank to which he/she belongs, and submits an application for canceling SMS notification.

2. Call cancellation. Applicants can call the bank's customer service hotline and cancel the SMS notification service according to the voice prompt.

3. Online banking is cancelled. If the applicant has opened online banking, he can log in to personal online banking and cancel the SMS service according to the prompt.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.

The method for querying bank card running water is as follows:

1. Users can make inquiries in our mobile banking. Download, log in and bind the bank card, and you can see all the transactions of the bank card in my account.

2. Users can choose to bring their bank cards and ID cards to the counter of any bank branch under the issuing bank for inquiry.

3. If the user only wants to check the bank card flow in a short time, he can choose to check it at ATM. Generally, about 10 transactions can be found at ATM.

How to unfreeze frozen bank cards?

There are many reasons why bank cards are frozen, and users can unfreeze them according to the reasons. Common reasons are:

1. If the savings card is frozen due to incorrect password, the user needs to bring valid ID and original bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card exceeds 50 thousand, you need to go to the counter in person.

2. If the savings card is frozen for judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.

3. If the savings card is not used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.

4. The credit card is frozen and needs to be unfrozen. The reason may be illegal credit card swiping or cashing. So it's best to go to the bank counter and get rid of the corresponding reasons before using it. If it is frozen because of the wrong password, you must also go to the counter.

Application and loss reporting

The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.