Can you ignore the letter from lawyer Bai Hua?

Legal analysis: according to the relevant regulations of our country, the lawyer's letter has no legal effect and belongs to the pre-litigation mediation notice sent to you by the credit company. There is no problem for you to ignore it; However, if the online loan is overdue, it may be sued by the credit company. Paying off debts is a natural thing. If the online loan is overdue, the credit company may bring a lawsuit to the people's court, and the parties need not panic. If the loan can be repaid or cannot be repaid, you can take the initiative to negotiate with the credit company before the court session, and * * * will give a reasonable plan. If the negotiation is successful, the credit company will generally withdraw the lawsuit.

Legal basis:

Article 133rd of the Civil Procedure Law of People's Republic of China (PRC) stipulates:

The people's court shall handle the accepted cases according to different situations:

(a) if the parties are not in dispute and meet the requirements of the supervision procedure, they may be transferred to the supervision procedure;

(2) If mediation can be conducted before the court session, it shall be settled through mediation in time;

(three) according to the circumstances of the case, determine whether to apply summary procedure or ordinary procedure;

(4) If a court session is needed, the focus of the dispute should be clarified by asking the parties to exchange evidence.