How to surrender the mutual insurance of Alipay?

(Huawei Glory 50, Android system, version 4.2.0. 193) Open Alipay APP version: 10.2.53. We open Alipay App on Alipay page and click on mine; On my page, click Mutual Treasure; On the page of Huzhu Bao, click My Huzhu; On my mutual aid page, click the serious illness mutual aid plan; Slide to the bottom and click to exit the mutual aid program; . On the exit page of Mutual Treasure, click I still want to give up; Then click give up; Operation options appear, click OK, and exit successfully.

1. Alipay is a third-party payment platform. Originally a department of Taobao, a website of Alibaba Group, it officially operated independently on June 5438+February 8, 2004. It is a subsidiary of Ant Financial, which is independent of Alibaba Group.

Second, Alipay has two independent brands, Alipay and Alipay Wallet. The software mainly provides payment and financial services (including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and other fields).

3.202 1 May, the digital RMB wallet was expanded again, and online merchant bank (Alipay) became the seventh commercial bank to participate in the public beta pilot.

4. To use Alipay payment service, you need to register an Alipay account, which can be divided into "personal account" and "enterprise account". You can register in Alipay official website or Alipay Wallet.

Authenticating users to use payment services requires real-name authentication, which is a requirement put forward by regulators such as the central bank. After real-name authentication, you can open a shop in Taobao, add more payment services, and more importantly, help improve the security of your account. Real-name authentication needs to verify both member information and bank account information. From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted. Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.

5. Wallet Alipay can also be used on smart phones, and the mobile phone client is Alipay wallet. Alipay wallet has the function of computer version of Alipay, and contains more innovative services because of the characteristics of mobile phones. Such as "face-to-face payment" and "two-dimensional code payment", you can also make Alipay wallet your own personalized mobile phone application by adding "service". Alipay wallet is mainly used on iOS and Android, and iPad and WP versions are under development.

Sixth, secure payment involves the safety of users' funds, so it is very important to follow the official safety norms. Such as security control, SMS authentication service, digital certificate, third-party certificate, payment shield, Ling Bao, Ling Bao mobile version, security protection issues, security policies, mobile phone security settings, etc. Almost all payment services can use Alipay. From shopping to water, electricity and gas payment, and there is a tendency to partially replace cash.

Seven. Repayment On June 5438+1October 65438+May, 2009, Alipay launched a credit card repayment service, which was supported by credit cards issued by 39 domestic banks. It is the most popular third-party repayment platform. Main advantages: free check of credit card bills, free repayment, and automatic repayment/repayment reminder and other value-added services. Recommend AliPay wallet. 20 14 In the first quarter, 76% of credit cards were repaid through Alipay wallet.