Huawei won the payment license! The competitor of WeChat Alipay is coming. Will you pay with Huawei?

Huawei won the payment license, and it is difficult to shake the status of WeChat and Alipay in a short time.

When it comes to mobile payment, everyone will definitely think of WeChat and Alipay, because these two are the strongest. In front of these two payment giants, other payment institutions are all playing soy sauce.

According to statistics, the two giants, WeChat and Alipay, account for more than 90% of the payment market. Because user habits have been formed, it is difficult for other payment institutions to catch up, and WeChat and Alipay are essential software for all people, with very powerful functions, and users have strong dependence on them.

Recently, according to media reports, Huawei wholly acquired Shenzhen Xunlian Zhifu Network Co., Ltd., and Xunlian Zhifu has a payment license, which means that Huawei has obtained a payment license. Next, Huawei will compete with WeChat and Alipay in the payment field.

Seeing this news, many netizens should be excited. Most people think that supporting Huawei is patriotism, so the services launched by Huawei should also be supported, so as to compete with WeChat and Alipay.

But I think that even if Huawei wins the payment license, it will not be qualified to compete with WeChat and Alipay in a short time. What's more, Huawei may win a payment license to supplement the convenience of mobile phone use, and may not be able to compete with Alipay and WeChat.

The reason why Alipay is so awesome is because the platforms behind it, such as Taobao, Tmall and Alibaba, have all developed since then.

The reason why WeChat is so awesome is because WeChat is a universal software. Everyone should use WeChat, and the number of users and user viscosity of WeChat are the highest.

Therefore, I think that even if Huawei introduces third-party payment, it does not have such a strong user base behind WeChat and Alipay, and it is difficult to change user habits.

In addition, I think that Huawei won the payment license, which may not directly compete with WeChat and Alipay, but more may be the improvement of its own mobile phone business.

As we all know, Huawei Mobile and UnionPay launched UnionPay HuaweiPay. Based on this, Huawei has laid out many financial services for consumers, such as travel, payment, credit cards, micro-loans and so on. In 2020, Huawei and China CITIC Bank launched Huawei Card Credit Card.

It can be seen that Huawei did not have a payment license before, and cooperated with third parties to launch many financial services. When Huawei got the payment license, it was more to improve its own business, reduce cooperation with third parties and gain the initiative.