Sorry, I was rushed by my door. If I'm not here, will I come again?

Although the loan is mainly collected by telephone and SMS, if the platform outsources the debt to a third party or sues the court, it is likely to be called to collect the debt or send a collection letter to the user's address, so it needs to be handled and paid off as soon as possible after the deadline. The longer the delay, the higher the overdue amount, and the greater the possibility of coming to the door.

Because the loan is a credit loan product, the user's repayment record will be uploaded to the credit report, and the most direct impact after overdue is the personal credit damage. If users let themselves continue to be overdue, they will not only increase the penalty interest on a daily basis, but also be more frequently collected by the platform. If the situation is serious, it will even be sued to the court, so the solution should be returned in time. Of course, if users and relatives encounter unreasonable treatment, they can keep evidence to complain, whether it is electric reminder or real door-to-door collection. Normal negotiation can be solved, but violent soft violence collection is not allowed.

Ant borrowing is a loan service launched by Alipay, and the application threshold is sesame score above 600. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.