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Will the bank loan be notified?
According to Article 23 of the Interim Measures for the Administration of Personal Loans, the lender shall sign a written loan contract with the borrower, and if a guarantee is needed, a guarantee contract shall be signed at the same time. The lender shall require the borrower to sign the loan contract and other relevant documents in person, except for loans handled through electronic banking channels.
Twenty-seventh lenders should strengthen the management of loan issuance, follow the principle of separation of examination and loan, and set up an independent loan management department or post to be responsible for implementing the loan conditions and issuing personal loans that meet the agreed conditions.
Article 28 After the loan contract comes into effect, the lender shall issue the loan in time as agreed in the contract.
Extended data:
Article 31 of the Interim Measures for the Administration of Personal Loans entrusts the lender to make payment. When using the loan, the lender shall require the borrower to apply for payment and authorize the lender to pay the loan funds in the way agreed in the contract. The Lender shall examine whether the borrower's relevant transaction materials and vouchers meet the conditions agreed in this contract before the loan funds are released, and record the relevant details after payment.
Article 32 After the entrusted payment is completed, the lender shall record the capital flow in detail and collect and keep relevant vouchers.
Baidu Encyclopedia-Interim Measures for the Administration of Personal Loans
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