How to repay the loan in Weibo?

There are two repayment methods for Weibo to borrow money: manual repayment, that is, the repayment date of each installment, and manual repayment in "My Repayment". ; Automatic repayment refers to the monthly repayment amount in the bound bank card memory, which will be automatically deducted from the bank card and will be reminded by SMS three days before the repayment date; If the bank card cannot be repaid, it can be repaid through Alipay. Some investors do not support repayment through the new bank card. If you can't repay normally through bank card, you can repay through Alipay.

1. Weibo Lending Bao: Weibo Lending Bao is a professional credit service product owned by Weibo, and its business entity is micro poly Future Technology Co., Ltd. Weibo Lending Bao mainly provides financial services to urban white-collar workers, self-employed individuals and young people in small towns in Weibo. The average age of users is between 25 and 45 years old, and the credit line is mainly 500-50000 yuan.

2. Personal consumption credit: In terms of credit line, Weibo granted users a credit line of 500- 100000 based on the comprehensive consideration of Weibo activity, daily behavior, social relationship, credit risk and repayment ability of Weibo users, and combined with the risk control model.

3. Credit line of enterprise loan: Weibo borrows money to help the loan. For the first time, the corporate account number and personal account number data of small and micro business owners in Weibo platform are included in the key evaluation dimension, and the comprehensive social performances of related accounts, such as fan size, blog content quality, and fan interaction willingness, are analyzed, and the performances of related brands in Weibo, such as fan likes, consumption feedback, positive evaluation ratio, etc., are comprehensively evaluated as the basis for risk control. On this basis, Weibo Lending Association will comprehensively consider the enterprise qualification and store operation, and finally calculate the credit rating of these small and micro enterprises through the model, and grant the main users of small and medium-sized enterprises a credit line of 0-200,000, and the first batch of internal test users can enjoy preferential measures of 0 interest rate for 6 periods.

4. Weibo Lending Bao products: In 2020, Weibo Lending Bao launched the first loan product "Helping Lending" for small and micro business owners.

Operating environment: Apple 1 1, version 2.0.2 of Weibo wallet.