How long does the credit card expire?

Basic definition

The validity period of credit card refers to the use period of credit card, which is different from debit card and cannot be used permanently. Generally, the service life of a credit card is 3-5 years, which can generally be seen on the credit card.

Marking mode

The validity period of a credit card is usually printed on the front of the card, and there are two main ways to mark it:

1, English logo: valid from 12/08 and valid until12/1.

This credit card is valid from 65438+February to 201165438+February 2008.

2. Chinese marks: 10/07, 10/ 10.

The date is according to the habits of foreigners, that is, the month comes before and the year comes after. Generally, the smaller year is the card issuance date, and the larger year is the validity period of the credit card.

fundamental function

1. From a physical point of view, credit cards, as a payment medium, are used frequently and will be worn out after long-term use. I believe many card friends have encountered a stuck card. Therefore, regular replacement is necessary;

2. Theoretically, the financial situation of the cardholder is constantly changing. After the credit card expires for three years, the bank can decide whether to continue issuing the card according to the cardholder's use of the card;

3. Reduce or avoid risks: the cardholder forgets to report the loss after losing his credit card; Cardholder's long-term malicious overdraft; After the cardholder died, the credit card was fraudulently used.

Maturity treatment method

Some banks will give cardholders a replacement notice before the credit card expires. For credit cards that are no longer used after expiration, the cardholder can sign the receipt and send it back to the bank within the specified time, and the bank will stop issuing new cards.

In addition, for cardholders who are ready to send a receipt without changing their cards, don't send the credit card in the receipt. In the future, they must show their credit cards when they cancel their cards.

How long is the credit card of China Bank valid?

China bank credit card is generally valid for 5 years; Payment, social security and other credit cards are valid for 10 years. You can check the effectiveness of check card by the following two sets of figures. For example, 08/20 means that the card is valid until August 2020.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

How many years is the validity period of CCB credit card?

At present, the validity period of credit cards issued is mainly 3 years, 5 years and 8 years, depending on the card surface. The validity period is printed on the lower part of the card surface and divided by "month/year". For example, 12/2 1 indicates that the credit card is valid for 202165438+February.

(In case of business changes, please refer to the actual situation. )

How many years is the credit card valid? It will be cancelled automatically when it expires.

Most credit cards are valid for 5 years. After expiration, the card can no longer be used. However, banks often contact cardholders to renew their cards, but cardholders can also choose not to renew their cards.

After the credit card expires, it will be automatically cancelled if it is not changed, but it will be automatically cancelled at this time, and the account will not be automatically cancelled. If there is any outstanding debt in the card, it must be paid off on time, otherwise it will become overdue. If you don't want to renew your credit card after it expires, you need to tell the bank. Otherwise, most banks will change the card by default, and then send the new card to the address reserved by the cardholder in the bank.

When the credit card expires, there is generally no handling fee for the new card. High-end cards may require a handling fee. Send a new card to the billing address before the card expires. After receiving the new card, you can activate it. At the same time, the old card is invalid (if the new card is not opened, the old card can be used until its validity expires).

The validity period of a credit card is calculated from the date when the credit card is approved. After expiration, the expired card can no longer be used, whether it is renewed or not. It's best to cut off the magnetic stripe of the old card to avoid theft.

Credit card cancellation and account cancellation are two completely different concepts. The cancellation of a credit card means that this card can't be used, but the account opened in the bank is still normal. If you want to close the account, you must apply to the bank to complete it, and the system cannot automatically close the account.

Credit cards are usually valid for several years.

Question 1: How long is the credit card valid? I am a bank clerk. Come and answer the landlord!

Credit cards are valid for three years (in most banks), regardless of gold cards.

However, ICBC's credit card is valid for up to five years.

Question 2: What does the validity period of a credit card mean? Usually a few years. The validity of a credit card is expressed in months/years. For example, 10/ 12 is valid, 20 12, 10, 3 1 expired.

2. The validity period of bank credit cards is generally 3 years, and that of individual banks is 5 years.

After the expiration of the validity period, the bank will decide whether to let customers continue to use credit cards according to their past use.

Question 3: How long is the validity period of a credit card? Hello, if you apply for a China Merchants Bank credit card, the validity period is 3 years (American Express card is 5 years), which is displayed under the credit card number 16. For example, if the following number is 02/ 10-02/ 13, it means that the card was issued in February 20 10. If the following number is 02/ 13, it means that 20 13 will expire at the end of February.

Question 4: How many years is the validity of CCB's credit card? Under normal circumstances, the magnetic stripe card issued by his family is valid for 5 years, and the ic chip card is valid for 8 years.

Validity period: located on the front and bottom of the credit card, there are four numbers, usually the first two numbers represent the month and the last two numbers represent the year. For example, 03/22 means that your credit card will expire on March 22nd.

Question 5: How many years is the validity period of Agricultural Bank's credit card?

Agricultural Bank credit cards have different validity periods according to different card types, which are generally divided into 3 years, 5 years and 8 years. The cardholder can see the validity period of the credit card on the front of the card.

Check the validity period of agricultural bank credit card

The validity period of the Agricultural Bank credit card is marked on the front of the card, below the 16-digit credit card. It consists of four digits in the form of "MM/YY", with the first two digits being the expiration month and the last two digits being the expiration year.

For example, "12/ 13" means that the credit card 2013123/has expired.

China Agricultural Bank's credit card will not be renewed when it expires.

Before the card expires, you can call the credit card customer service hotline of Agricultural Bank of China to apply for "not renewing the card when it expires" or handle the business of "canceling the card/account".

If you receive a new card from the bank, you can also call to apply for "card refund/account cancellation". Please cut off the corners of the magnetic stripe/chip part of the card.

China Agricultural Bank's credit card expires.

Before the card expires, the bank will take the initiative to replace it. Generally, about 2 months before the card expires, the bank will remind you by bill or SMS.

If there is no special reason, the bank will make a new card and mail it to you 1 month before the card expires. (Except for special cards such as college students' cards and music score cards. )

Note: If your college student card expires and you have graduated to work, you can apply for another credit card. If your college student card expires and you haven't graduated, the bank can't renew it for you for the time being.

Agricultural Bank of China's credit card expires, change the card and mail it.

After the cardholder completes the card replacement business, the bank will complete the card production within 3 working days, and the Jinpu card will be sent to you by registered mail, which usually takes 7- 15 working days to receive; Platinum cards are sent by express mail, which usually takes 3-5 working days to receive.

If you haven't received it after the mailing time, you can call the credit card customer service hotline of Agricultural Bank of China.

Information Change of Credit Card Holders of Agricultural Bank of China

1. You can update your personal information by registering customers through online banking.

2. You can call the credit card customer service hotline to apply for changing your personal information.

3. You can fill in the Application Form for Credit Card Counter Business of Jinsui Credit Card of Agricultural Bank of China at the outlet to apply for changing your personal information.

China Agricultural Bank's credit card replacement fee is due.

In order to make it convenient for you to use your card normally, China Agricultural Bank's credit card renewal service is free.

If you want to get a new card as soon as possible, you can apply for EMS express delivery. The express delivery service needs to charge an emergency handling fee for each 20 yuan from your account (Platinum card is free).

Matters needing attention in changing ABC's credit card when it expires

After 1. expires, the new card is the same as the original card. It can be used after activation.

2. The payment password, integral, agreed repayment function and account usage of the new card remain unchanged.

3. If the new card is not activated, the old card can still be used within the validity period; If the new card is activated, the old card can no longer be used.

4. To prevent risks, please destroy the magnetic stripe of the old card after the new card is received and activated.

Question 6: How long is the traffic credit card valid? Usually three years. There is an expiration date on the credit card. There can be a number on the pinyin on the front of the credit card.

For example, if it says 09/ 17, then the validity period of this card is 2065438+September 2007.

Question 7: How many years can a credit card be used? Hello, if you use our credit card, the standard card is usually valid for three years. When the validity period of a credit card is about to expire, our bank will generally send a card change notification message to the cardholder and take the initiative to send a new card to the cardholder.

Some cards are also valid for five years. Details can be found in ccclub.cmbchina/ccproduct/cardlist.aspx.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!

Question 8: How long is the validity period of the Bank of Communications credit card? 1. At present, the credit card of Bank of Communications is valid for 5 years.

2. The validity period of the Bank of Communications credit card is located in the four digits below the front of the cardholder's credit card, and the format is MM/YY. For example, if the next four digits are 08/2 1, it means that the credit card will expire on August 3 1.

Question 9: How long is the validity period of Agricultural Bank's credit card? In the past, the validity period of ABC credit cards was generally three years, and now the validity period of cards is basically eight years.

Question 10: How long is the credit card of China Bank? Satisfied answer is still level 20. 2011-10-08 is valid for a long time. Follow-up: Doesn't every card have a service life? For example, my CCB credit card, five years. Five years later, he will issue a new card according to the original address one month in advance, and answer: there is a use period, but now the bank no longer sets a limit on the use period and can use it for a long time. Follow-up: Really? Look at this card. There should be an expiration date on the front of the card. It is said that it will take two to three years for China Bank. Answer: Don't worry, I'm from China Bank and I've been using the Great Wall Card.

How long is the credit card of China Bank valid?

Credit cards of China Bank are usually valid for 5 years, and some cards are valid for more than 5 years, up to 10 years. You can check the validity period of check card by four numbers on the front or back and bottom of the card. The first two digits of the validity period represent "month" and the last two digits represent "year".

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Let's not talk about how long the credit card expires.