How to cancel the credit card of CCB?

1, cancellation of personal savings account change notification service can be handled in the following ways:

(1) SMS cancellation: use the contracted mobile phone to edit the "last four digits of QXTZ# account" and send it to the account change notification service corresponding to the cancellation of 95533. Please don't include other character information or text description in the short message.

(2) Website cancellation: Log in to the homepage of CCB official website, select "Message Service Customization" in "Electronic Banking" at the top of the page, fill in and submit relevant information, click "Savings Account", and then click the "Cancel" button on the right side of the corresponding account.

(3) Personal online banking cancellation: log in to CCB Personal Online Banking, click the "Settings" button above, select "Message Service Customization", and select the corresponding account under "Savings Account" to cancel.

2. Cancel the credit card "Longka Anxin" service: go to the credit card website of CCB (), click "Enter My Credit Card" at the top right, and cancel it through "Manage-Longka Anxin"; If you need to cancel the "Longka Peace of Mind Edition", please dial 95533 and select "Credit Card Business" to handle it manually. In addition, in order to ensure the safety of personal funds and the experience of using the card, CCB Credit Card will send you an important business reminder message, which cannot be cancelled.

How to cancel the account of CCB credit card

1. Telephone cancellation: directly call the official customer service hotline of China Construction Bank, apply for cancellation of the credit card to the customer service after switching to manual service, and explain the reasons for cancellation of the credit card to the customer service. After the customer service completes the authentication, the card can be returned.

2. Counter cancellation: directly bring your personal ID card and credit card to the counter of CCB's business outlets to cancel your credit card.

It should be noted that credit cards cannot be cancelled if there is arrears when they are cancelled. In addition, there is a waiting period of 45 days after the bank cancels the credit card. During this period, users can't use credit cards for spending, but they can repay. Once a new bill is generated, the credit card cannot be successfully cancelled.

Extended data:

Credit card application:

If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, ask the staff to apply for a card, then get the application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review.

After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.

Of course, in addition to applying at the outlets, customers can also apply directly at the bank official website, the mobile banking client or the credit card app. However, it should be noted that if you apply for a bank's credit card online for the first time, you may have to go to the bank for an interview afterwards.

Customers should pay attention to keep the phone open after submitting their card application, because some banks may call to ask customers some relevant information during the audit. In this regard, if you don't receive the call in time, it may have a certain impact on the card approval.

Credit card withdrawal:

When applying for a credit card, the bank will approve the amount according to the applicant's comprehensive qualifications, and the credit card can also be used to raise the amount. The method is as follows:

First, more credit card spending.

If you want to increase the credit card limit, you should spend more by credit card. If you can swipe your card, try to swipe it. It is best to keep a stable consumption record for several months before applying for withdrawal, and it is best to swipe your card about 20 times a month. Merchants who swipe their cards should also be diversified.

Second, properly handle the staging.

Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.

Third, make a good record of using the card.

If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.

How to cancel the credit card of CCB?

If the customer wants to cancel the CCB credit card account, please call the CCB customer service hotline 95533 (overseas call 86-28-95533), press the # key, and then select "3 Credit Card Service" according to the voice prompt to complete the account cancellation registration. After the registration is completed, if there are no new accounts payable within 45 days, the account will be officially closed. After the account is officially closed, please ask the customer to cut the magnetic stripe of the card by himself (virtual cards such as e-Pay cards do not need to be cut because there is no physical card).

(In case of business changes, please refer to the actual situation. )

So much for the introduction on how to cancel the credit card of CCB.