How to check the cumulative payment period for medical insurance

The steps for querying the cumulative payment period of medical insurance are as follows:

1. Log in to the official website of the medical insurance or use the medical insurance mobile app to enter the personal account page.

2. On the personal account page, find the relevant payment records or payment details options.

3. Click the payment record or payment details option, and the system will display your personal medical insurance payment history.

4. In the payment history, look for the payment records related to you. The specific time and amount of each payment will usually be displayed.

5. Calculate the cumulative payment period based on payment records. Add up the years of each payment to get the cumulative payment years of your personal medical insurance.

Notes when using medical insurance cards:

1. Cash withdrawal is prohibited

No unit or individual may violate the usage scope and requirements of medical insurance cards, and cash withdrawal is strictly prohibited .

2. Medical insurance cards in some provinces and cities can be used by the whole family

In some provinces and cities, such as Zhejiang Province and Guangzhou City, the balance of personal medical insurance accounts over the years can be used to pay for basic medical insurance for employees. The medical insurance expenses for the spouse, children, parents and other close relatives of the insured person are provided to realize mutual financial assistance among family members.

3. Medical insurance will not pay under the following circumstances

Those who seek medical treatment at non-designated medical institutions or purchase medicines at non-designated retail pharmacies (except for emergencies): due to personal fights, drug abuse, or other violations of the law Self-injury caused by behavior: treatment due to alcoholism, suicide, self-mutilation, etc.; injury caused by traffic accidents, medical accidents or other liability accidents: and situations where individuals should pay for themselves according to national or local regulations.

To sum up, the medical insurance systems in different regions may be slightly different, and the specific operation steps may be different. If you encounter difficulties or questions, it is recommended that you consult your local medical insurance agency or call the medical insurance hotline for further inquiries and guidance.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 12

Basic medical insurance premiums The basic medical insurance premiums are collected on a monthly basis, and the employer and employees must pay the basic medical insurance premiums to the collection authority within the prescribed period. The portion that employees should pay individually shall be withheld by the employer from their wages.