Do you take credit at the fun shop? It depends on the overdue situation

In China, many loan platforms have made great progress and become listed companies, such as fun shops. The number of users of fun shops is already very large, but there are still many people who don't know whether the fun shops are collecting credit. In order to let everyone know the consequences of overdue fun shops, let's briefly introduce whether fun shops are collecting credit.

The official statement of the fun shop is that it will reserve the right to conduct credit investigation for those who are overdue. In other words, the fun shop will decide whether to apply for credit information according to the borrower's overdue situation. Therefore, friends who are overdue for a long time should pay attention and pay off their debts as soon as possible. Don't worry too much about friends whose overdue time is only 1-2 days.

In addition to receiving credit information, you will also face these penalties after the store is overdue:

1. Freeze account

After everyone has overdue behavior, the fun shop will freeze the borrower's account, only allowing repayment, and not allowing borrowing again. Therefore, friends who want to continue to apply for loans must pay off their bills in time.

2. Late handling fee

The penalty interest of the fun shop is calculated on a daily basis, and a one-day handling fee will be charged for one day overdue. Therefore, the longer the overdue time, the greater the repayment pressure on everyone.

3. Multi-channel acquisition

For overdue items, the fun shop will collect them through various channels, including but not limited to telephone collection and SMS collection. For those who have very bad overdue behavior, the fun shop may collect them through the law.

To sum up, the fun shop is a loan platform for credit reporting at the meeting. Therefore, when you use the fun shop loan, you must seriously repay it according to the agreement. So as not to bring unnecessary trouble to yourself.