How much tax does it cost to buy a second suite in Nanjing?

Generally speaking, the deed tax for buying a second suite is 3%.

1, the deed tax for buying a second apartment is 3%, regardless of the size of the area.

2. You have to pay 5.5-5.6% business tax, which varies from place to place.

3. Individual income tax 1%, housing cost in 85 yuan, and other expenses shall be paid by local transfer.

4. If you buy a house in full, you can pay taxes according to the local minimum guidance price, which is lower than the actual transaction price.

If you want to buy a second suite, first of all, buyers need to know how to specify the specific time of the local real estate policy, mainly to determine whether they have the local purchase qualification. If you want to borrow money to buy a second suite, you need to know the loan policy of the second suite. Understand the bank loan policy, including the first home loan interest rate, second home loan interest rate, new commercial housing interest rate, second-hand housing interest rate, etc. Don't think it's useless to know the first suite policy. Maybe the second home you think belongs to the first home.

After signing a house purchase contract, many people will not pay much attention to signing a house purchase contract when buying a second suite. You should know that the purchase contract is an important document to protect the rights and interests of buyers. No matter how many suites you buy, the details of the contract may change, so read the terms carefully before signing the contract. If the purchase contract is blank and there are no supplementary terms, be sure to cross it out.