What are the traps of online consumption?

1. False advertisements set up false price reductions or price discounts to defraud consumers; the content of advertisements for drugs and health care products is seriously illegal; they deceive by promoting so-called new technologies; the advertising promises of real estate developers are far from the actual situation Far. 2. "Free service" The so-called "free service" is often used for fraud. Operators often put forward many unfair conditions to force consumers to accept them after they accept the so-called "free services". "Free services" are actually bait in a trap. 3. “Free Clinic”: Some criminals, seizing on consumers, especially the elderly, who are in urgent need of disease treatment and longing for health, often hold so-called “free clinic” activities in shopping malls and communities, promising free trials or door-to-door services, with unusual enthusiasm Defraud consumers of their trust. The products are extremely expensive, almost around 10,000 yuan, and they deceive consumers into giving generously. If the consumer wants to return or exchange the product, the seller will immediately change his face and use bad words to insult the consumer. Similar sales behaviors may evolve into new pyramid schemes or disguised pyramid schemes. 4. "You have won a prize" - scammers who are bullshit but always believed by scammers inform consumers through phone calls, text messages, letters, etc. that they have won a big prize from a certain company, with a bonus of hundreds of thousands or valuables such as a car. , requiring consumers to first pay so-called "winning fees", "income taxes", "lawyer fees", "audit fees", etc. After the consumer remitted the money, the criminals immediately disappeared. 5. "Coupon rebate promotion" Many shopping malls frequently use "voucher rebate promotion" in the sales process, and are vague about the information. After actually getting the rebate coupon, there are many restrictions and conditions. In fact, the essence is to intentionally mislead consumers. irrational consumption behavior. 6. Online transaction scams. Online shopping, as an emerging method, has attracted many consumers in recent years. However, due to the particularity of its transaction methods and the difficulty of supervision, consumers’ rights and interests are often damaged through online transactions. , such as the items received are not as advertised, lack functionality, or are even defective; the seller provides false information, collects money but does not deliver the goods, and defrauds money, etc. 7. Intermediary service scams The scams of social intermediaries are mainly manifested in publishing false advertisements through the media to deceive consumers; using unequal format contracts to defraud consumers, expanding consumers' obligations and reducing operators' responsibilities; providing consumers with unsatisfactory services. Comprehensive and untrue information, and arbitrary price increases for industries with large market demand. Complaints about intermediary services mainly focus on renting houses, matchmaking, training, studying abroad, traveling, etc. 8. Savings become insurance. Some business advertisements and posters of savings banks only publish interest rates and years, without indicating whether they are savings or insurance. Consumers mistakenly purchase insurance as savings. Once consumers regret or need money, they will have to bear high financial losses if they want to surrender the policy. 9. Prepaid consumer cards There are currently many types of consumer cards. Some unscrupulous merchants first induce consumers to deposit a large amount, but the subsequent services cannot keep up; or the merchant disappears after the consumer deposits a large amount. 10. Defrauding and selling personal information: Consumers are required to leave personal information on the pretext of selling certain goods or services. Later, if the information is leaked or sold without authorization, consumers will not only be harassed by spam text messages and phone calls, but also bear the risk of criminals using consumers' personal information to commit fraud. 11. MLM-style insurance and financial management trap! Don’t let greed blur your eyes. Financial management products are not consumer goods in the traditional sense. There are many ways to deal with them. The various dazzling calculations and impressive rate of return displayed by financial product salesmen will make you half understand, and also make you very excited. , its "trap" is more hidden. Don’t let greed blind you and end up “happily helping to count the money after being sold”! Hope it helps you and hope to adopt it!