Q: Is there a difference between the functions of ordinary online banking users and SMS password users of Bank of Communications? I always feel that ordinary users have no sense of security at all, th

Q: Is there a difference between the functions of ordinary online banking users and SMS password users of Bank of Communications? I always feel that ordinary users have no sense of security at all, thank you! Ordinary users: transfer and online payment are not supported. Support mutual transfer between fixed and current accounts, as well as fund transactions, third-party depository and other transactions, which means that the transferred money is still in your personal account.

SMS password users: support transfer (50,000 yuan per day) and online payment (5,000 yuan per day). Other functions are the same as ordinary users, plus physical gold and foreign exchange transactions. After signing the contract at the counter, you need to set the user name and login password online and activate online payment.