Is it credible to send SMS warning to 100 banks?

Not credible. Bai Hang Credit Information will not send SMS warning to anyone.

The nature of bank credit reporting is the same as that of central bank credit reporting. However, hundreds of banks are not as authoritative as the central bank. All banks and financial institutions are based on credit reports. The credit report has substantial use, while the credit report of 100 banks has only reference significance. People's credit information is similar to big data, collecting information of customers in online loans. Functionally, neither the central bank nor hundreds of banks will send any warning information to customers. Therefore, when you receive a text message from the people, you must be careful and be careful to be deceived.

In addition, there is no official customer service phone number for Bai Hang Credit Information, so the sender numbers of the short messages you receive should all be virtual numbers beginning with 1069. Then these numbers are basically VoIP, which is used for mass sending. Therefore, in this respect, the warning information you received from the so-called 100 banks should be collected and sent. It is a means to urge borrowers to repay. Can be ignored. The central bank can check your personal credit information through the Credit Information Center of the People's Bank of official website and China. However, there is no inquiry portal for people's credit information, and they are all big data inquiry portals. And many of them are charged. The query results of these big data are generally the records of borrowers applying for online loans. However, it will not record the bank's credit cards and loans. After all, the central bank's credit information is recorded. Therefore, in a sense, the reference significance of 100 banks' credit reporting is not great. In this case, the reference significance of the short message sent by Baihang Credit Information is not great. What's more, Bai Hang Credit Information will not send information to customers.

The credit message you received from line 100 probably tells you that if you don't pay back, there will be hundreds of credit lines, which will affect you. In fact, from the above analysis, the reference significance of 100 banks' credit reporting is not great, so the impact will not be great. To put it bluntly, collection is to scare you and let you repay.

To sum up, Baixing Credit Information will not send warning information to anyone. Judging from the above analysis, this short message should be sent by collection, and it is of no practical significance to urge you to repay by this means of collection. So it can be ignored.