Credit card received a short message from the bank reminding me to pay attention to using the card. Is this controlled by the wind?

Banks usually issue "warnings" or warnings about these "restrictions" on your credit card, and you may not know it.

1. There are some signs that the bank is targeting you. The bank will send a text message to remind you. Sometimes you get a short message from the bank to remind you to use your credit card properly? If you receive this information, you will become the target of the bank's "risk control" system, so you need to use your credit card correctly, otherwise the bank may block your credit card next time.

The customer service department called to ask if your credit card was swiped. If you make a lot of big transactions or "unusual" credit card swipes in one day, customers will call to ask if your credit card has been swiped. In fact, at this time, the bank has begun to suspect that you are "starting", so you must pay attention to his credit card behavior in the future. Finally, the credit card limit was suddenly lowered. Be careful when it drops suddenly that day. The card will be blocked after the reduction.

What if you don't want to be "watched" by the bank

1. The most taboo of using a credit card is that the credit card expires, which will not only affect your credit history. The bank also decided to reduce the late payment fee for credit cards and seal the late payment fee. You should know that the overdue amount of 20 18 credit card exceeds 80 billion US dollars. In order to control risks this year, banks have also strictly dealt with the problem of overdue credit cards.

Some people use their credit cards once or twice a month, but they still spend a lot of money. This will easily make the bank mistakenly think that you are "cashing out" and will control the risk of your credit card. In fact, "less consumption and more consumption" is not easy for banks to see, and it is also conducive to the withdrawal of credit cards.

3. Don't use the credit card for a long time. Now some people have several credit cards, but they often only use one or two. Banks will also reduce the amount of credit cards that have not been used for a long time. If the time is too long, it may be stuck directly. Don't think that reducing the quantity means reducing the quantity. It doesn't work anyway. You should know that there is an annual fee for credit cards. If one day you forget your credit card and make an overdue credit inquiry, it will be too bad. After handling the credit card, you must use it reasonably. Don't let your credit information be "one more" because of the credit card problem. Don't rely too much on credit cards!