What is the service charge for notifying account changes at the bank?

We call it: SMS account change notification service fee. Balance change reminder is an information value-added service provided by banks to customers. You can get any change information of your account in real time through SMS. In addition to knowing the amount of funds in and out of the designated account in time, you can also set the starting point of the change amount of the reminder yourself, or whether to inform the account of the change balance and other personalized content. Fees are generally charged monthly.

In terms of debit cards, among the state-owned banks, only Bank of Communications carries out free reminder of debit card account changes, while the charging standards of the four banks of agriculture, industry and construction are all 2 yuan/month. It is worth mentioning that both China Bank and China Construction Bank can give users the first exemption for half a year, while ICBC gives users the first exemption for three months. At the same time, if CCB adopts annual payment, it can save 4 yuan compared with monthly payment.

Joint-stock banks are much freer. Debit card user accounts of Shanghai Pudong Development Bank, Minsheng Bank, Huaxia Bank and Bank of Beijing will be notified free of charge, but most of them need to go to the bank for business opening before reminding. Ordinary debit card users of China Merchants Bank can get a 3-month fee waiver when they apply for the first time, and the rest will be 3 yuan/month.

Individuals can make changes through personal online banking or call the ICBC service hotline.