What is the inter-bank transfer limit?

Different banks, different transfer channels and different account types have different limits. Take China Construction Bank as an example:

1. Online bank transfer:

Dynamic password card, SMS dynamic password, certificate+dynamic password card transfer limit: 5000 yuan for a single account, 5000 yuan for a day.

First-generation online silver shield limit: 50,000 yuan for a single transaction and100,000 yuan for daily accumulation; First-generation online banking shield+dynamic password card limit: 500,000 yuan for a single transaction (50,000 yuan for super online banking), and the daily cumulative amount is1100,000 yuan.

First-generation Internet shield+SMS dynamic password, second-generation Internet shield and ordinary shield limit: 5 million yuan for a single transaction (50,000 yuan for a super bank), with a daily cumulative amount of 5 million yuan.

2. Mobile banking transfer: the dynamic password limit for a class of family short messages: 5000 yuan for a single transaction and 5000 yuan for a day.

SMS dynamic password+device binding limit: 500,000 yuan for a single transaction (50,000 yuan for super online banking), and the daily cumulative amount is1000,000 yuan.

General shield limit: 5 million yuan for a single transaction (50,000 yuan for super online banking), with a daily cumulative amount of 5 million yuan.

3.ATM transfer: the fund transfer limit between the first-class account transfer and the second-class account and the bound account: 50,000 yuan per day. The total daily cumulative limit of consumption payment, transfer to unbound account and withdrawal of funds for category II households is 10000 yuan, and the total annual cumulative limit is 200,000 yuan.

How long does it take to transfer money between banks?

Bank transfer on weekdays. The fund does not exceed 50,000 yuan, and it is generally transferred to the receiving bank within half an hour. If the transfer exceeds 50,000 yuan between 8:30- 17:00, it will generally be transferred to the receiving bank in real time. Submitted at other times will be accepted on the next working day and submitted to the People's Bank of China for processing. The arrival time needs to be handled through the first banking system, and the time depends on the actual situation.

Weekends or legal holidays. The fund does not exceed 50,000 yuan, and it is generally transferred to the receiving bank within half an hour. Funds exceeding 50,000 yuan but not exceeding 500,000 yuan shall be submitted between 0: 10 on the first day of holidays and 23:30 on the last day, and generally transferred to the receiving bank within half an hour. In other cases, the transfer will be accepted on the next working day and submitted to the People's Bank of China.