How about p2p financial management and piggy financial management?

Some financial platforms approved by local governments have low reliability and high returns. You should ask them where their sources of income come from, whether they are reasonable and whether they can really make profits. P2P companies want to make more money with investors' money. First of all, their plan can only provide you with guaranteed income if they can make money themselves. If they exceed 12%, you should pay attention. General fixed income is low.