Is it illegal to pat on the loan and send text messages

After the overdue loan of/kloc-0,000 yuan, the collection party collected it by telephone, SMS, sending identity information to relatives and friends, and claimed to sue me. The following is a detailed explanation of this situation:

1. Collection method: the collection party will contact you by phone first and ask you to pay off the overdue payment. If the phone can't get through, they will send text messages to warn you that you must pay the loan. At this stage, they may threaten to take further action.

2. Door-to-door collection: If the arrears are still not repaid, the collector may threaten to come to the door for collection. They claimed that they would drive to your house to collect debts themselves. This kind of threat is usually to increase the pressure and force you to pay back the money as soon as possible.

3. Send your identity information to your relatives and friends: Collectors may cross the boundaries of personal privacy and send your identity information to your relatives and friends. They will claim that you are suspected of fraud and will sue you. This behavior not only violates your privacy, but also may bring social troubles and psychological stress.

Summary: After the auction of loans overdue, the collection methods include telephone collection, door-to-door collection and sending identity information to relatives and friends. These threats and behaviors may violate reasonable collection norms and bring you trouble and pressure. If you encounter such a situation, you are advised to take appropriate measures to safeguard your rights and interests.

Extended data:

According to the relevant laws and regulations of our country, both borrowers and lenders have the right to ask the other party to fulfill the obligations stipulated in the contract, but in the process of performance, neither party may use violence, intimidation, slander and other illegal means to collect money. At the same time, personal privacy is protected by law, and others have no right to disclose it to third parties without authorization. If you feel that you have been improperly collected, you can complain to the relevant departments and seek legal assistance.

Please note that the above answers are only hypothetical situations, and explanations are provided according to common sense information. The specific situation may vary from region to region and from case to case. For accurate guidance, please consult professional legal advice or relevant institutions.