How to restore the use of sheep's small baa after it is overdue?

After the expiration, the sheep will not be able to resume use. According to relevant public information, after the card expires, the account will be locked and cannot be used again. The customer can only repay the loan and cannot use it again after repayment. If the user fails to repay the loan for a long time, the contact person will be notified and the address book will be exploded. If the address book is seriously overdue, it will definitely bring some negative effects to users' work and life.