Loans overdue, how often does Zhaopin call family and friends?

There is no fixed standard. Under normal circumstances, loans that are overdue for a short time will not explode the address book. If the overdue time is long, the borrower ignores the customer service staff's dunning call and fails to pay it back, the loan platform will entrust a third-party dunning company to call the borrower's family or friends.

1. Loan extension means that the loan cannot be repaid at maturity, and the repayment time is extended after approval. It is a credit principle that enterprises must abide by, and it is also a prerequisite for banks to speed up the turnover of credit funds. If the enterprise fails to repay the loan on schedule due to special circumstances, it shall apply and explain the situation. After the approval of the bank, the repayment time can be extended, but the repayment procedures need to be handled again, otherwise it will be treated as overdue loans.

2. Loan extension application:

1. When the income situation is seriously reduced, it is really impossible to change the style on time and in full, or the family members have serious diseases, in this case, you can apply to the bank for an extension to explain the situation, and the bank will review it according to the specific situation.

2 short-term loans (within one year, including one year) shall not exceed the original loan term;

3 medium-term loans (more than one year, less than five years, including five years) shall not be extended for more than half of the original loan period;

4 long-term loans (more than five years) shall not be extended for more than three years.

5. After applying to the bank for extension, the maximum loan period cannot be exceeded.

6. When you want to apply for an extension, you should apply in advance, usually at an unexpected time around the fixed repayment date and 1 day;

7. You can only apply for extension of the loan for one year, and you can't apply for extension of the loan for less than one year;

8. When applying for extension, it is necessary to provide the bank with the written materials that need to be extended and the information stipulated by the bank;

9. The borrower needs to fill in the extension application form when applying for extension, and I sign and accept the opinions of the outlets and affix the official seal;

10. Submit the materials and fill in the extension application form, which will be reviewed by the bank. After approval, the monthly payment will be calculated immediately according to the new repayment cycle;

1 1. If the borrower's loan extension application is not approved, his loan will be transferred to the overdue loan account from the day after the maturity date.