What should I do if I receive a short message from the bank?

Legal analysis: After receiving the short message and being sued, the parties need to choose to respond to the lawsuit under any circumstances, and their rights and interests must be protected. If they choose not to respond, the court will sentence them to trial in absentia. The defense and the copy shall be submitted to the people's court within 15 days after receiving the complaint. If a counterclaim is needed, it can be stated in the defense. Secondly, we should make all kinds of preparations to attend the proceedings in court and attend the trial on time according to the summons of the people's court.

Legal basis: Article 125 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant fails to submit the defense, it will not affect the trial of the people's court.